The Nuneaton conveyancing firm handling our Nuneaton conveyancing has spotted a difference between the information in the home valuation report and what is in the title deeds. My lawyer informs me that he needs to ensure that the lender is OK with this discrepancy and is content to go ahead. Is my solicitor’s course or action correct?

Your conveyancer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

Do all mortgage companies provide you with an approved list of Nuneaton conveyancing solicitors? How do you know who is on the Santander conveyancing panel?

Nuneaton conveyancing firms themselves provide us confirmation that they are on the Santander conveyancing panel as opposed to being supplied with a list from Santander directly.

I am purchasing my first flat in Nuneaton with a loan from Halifax. The sellers would not move on the amount so I negotiated 6k of additionals instead. The sale representative suggested that I not inform my lawyer about the side-deal as it may affect my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

What makes your site different to other online quote calculators for conveyancing in Nuneaton?

At this site secure a fixed fee quote via a Solicitor or Licensed Conveyancer that appreciates the nuances of your conveyancing in Nuneaton. As opposed to estate agents and brokerage sites we do not operate kick-back arrangements with solicitors. Some agents and online brokers 'recommend' the firm who pay the most commission, as opposed to the best value conveyancing in Nuneaton

I only have 68 years unexpired on my flat in Nuneaton. I now wish to get lease extension but my freeholder is can not be found. What are my options?

If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be lengthened by the Court. You will be obliged to demonstrate that you have used your best endeavours to track down the lessor. On the whole an enquiry agent may be helpful to try and locate and prepare a report which can be used as proof that the landlord is indeed missing. It is advisable to get professional help from a solicitor both on devolving into the landlord’s disappearance and the vesting order request to the County Court covering Nuneaton.

I own a garden flat in Nuneaton, conveyancing was carried out half a dozen years ago. How much will my lease extension cost? Corresponding flats in Nuneaton with a long lease are worth £185,000. The average or mid-range amount of ground rent is £65 invoiced annually. The lease finishes on 21st October 2087

With only 61 years unexpired we estimate the premium for your lease extension to range between £19,000 and £22,000 plus plus your own and the landlord's "reasonable" professional fees.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to provide the actual costs in the absence of comprehensive due diligence. Do not use the figures in tribunal or court proceedings. There are no doubt other issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first seeking the advice of a professional.