I am getting a mortgage with Lloyds. My intention is to retain the legal services of a Licensed Conveyancer in Broughton Astley. Does the Lloyds Solicitor panel exclude conveyancers regulated by the CLC?

The Lloyds conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

It is a dozen years since I purchased my house in Broughton Astley. Conveyancing lawyers have now been retained on the sale but I can't locate the title documents. Will this cause complications?

You need not be too concerned. Firstly the deeds may be kept by your lender or they could still be with the solicitor who oversaw your purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors acquiring current official copies of the land registers. Most conveyancing in Broughton Astley involves registered property but in the rare situation where your home is not registered it adds to the complexity but is resolvable.

I used Stirling Law a few years ago for my conveyancing in Broughton Astley. I now require my papers but cannot find the solicitor. What do I do?

Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Broughton Astley of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I'm buying a new build house in Broughton Astley with a mortgage from Bank of Scotland. The developers would not budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep advised me not reveal to my solicitor about the deal as it could affect my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

In what way can the Landlord & Tenant Act 1954 impact my commercial property in Broughton Astley and how can your lawyers assist?

The 1954 Act affords a safeguard to business leaseholders, giving them the dueness to make a request to court for a renewal tenancy and remain in occupation at the end of the lease term. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Broughton Astley is one of our numerous locations in which our lawyers are based