I am getting a mortgage offer from Nat West. I hope to employ the services of a Licensed Conveyancer in Southam. Does the Nat West Solicitor panel allow for conveyancers regulated by the CLC?

The Nat West approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

It is is a decade since I bought my property in Southam. Conveyancing solicitors have just been appointed on the sale but I am unable to track down the title documents. Is this a problem?

Don’t worry too much. Firstly there is a possibility that the deeds will be kept by the lender or they may be in the possession of the lawyers who handled the purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. Almost all conveyancing in Southam involves registered property but in the unlikely event that your home is unregistered it adds to the complexity but is not insurmountable.

What does a local search reveal about the property my wife and I purchasing in Southam?

Southam conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search company for example Searches UK The local search plays an important role in most Southam conveyancing purchase; that is if you don’t want any unpleasant surprises after you move into your new home. The search will provide information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject sections.

I have recentlydiscovered that Arc property Solicitors have been shut down. They carried out my conveyancing in Southam for a purchase of a leasehold flat 10 months ago. How can I be sure that my home is not still registered in the name of the former proprietor?

The quickest way to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Southam conveyancing specialists.

I am attracted to a couple of maisonettes in Southam which have about fifty years remaining on the lease term. Will this present a problem?

A lease is a legal document that entitles you to use the premises for a period of time. As the lease shortens the marketability of the lease decreases and results in it becoming more costly to acquire a lease extension. For this reason it is generally wise to increase the term of the lease. More often than not it is difficulties arise selling premises with a short lease because mortgage lenders less inclined to grant a loan on properties of this type. Lease extension can be a protracted process. We advise that you get professional assistance from a conveyancer and surveyor with experience in this field.

Southam Conveyancing for Leasehold Flats - Sample of Questions you should ask Prior to Purchasing

On the whole the outlay for major works are not wrapped into the service charges, albeit that a few managing agents in Southam require leaseholders to pay into a reserve fund created for the specific intention of building a fund for major repairs or maintenance. What prohibitions are there in the Southam Lease? Are any of leasehold owners in arrears of their service charge payments?