The mortgage offer from HSBC for the refinancing of my 3 room apartment is due by the end of next week. Can you put forward a low cost conveyancing practitioner in Dunchurch?

This site is not designed to aid those in their quest for the cheapest conveyancing solicitors in Dunchurch. Our aim is to provide value for money conveyancing but we do not advertise as being the cheapest. Resist the temptation to appoint organisations offering ninety nine pound conveyancing in Dunchurch. At best, in being led by low cost conveyancing, you will end up with what you pay for and at worst you will end up invoiced for extras and still not get the service expected.

My bank has recommended a law firm on their panel based in Dunchurch but I would rather use a conveyancing lawyer in Dunchurch local to me. Are you able to help?

It is by no means the case that all Dunchurch conveyancing solicitors are on all lender’s conveyancing panel. Use our search tool to identify a Dunchurch conveyancing solicitor on the on the bank panel.

We are a fortnight into a residential purchase having been referred to conveyancers by the local agent to handle our conveyancing in Dunchurch. I am am extremely frustrated with the quality of service. Could you you assist me in finding new lawyers?

They would need to be very poor in order to consider changing them. Has your loan offer been generated? If so you will need to advise them of the new contact details and ensure the mortgage documents are re-issued. The conveyancer needs to be on the mortgage company panel to avoid escalating fees and complications. That should be your first question of the new conveyancers. Our search tool can help you find a lender approved conveyancer for your home move in Dunchurch

I am employed by a long established estate agent office in Dunchurch where we see a few leasehold sales derailed as a result of short leases. I have received contradictory information from local Dunchurch conveyancing solicitors. Can you shed some light as to whether the seller of a flat can start the lease extension formalities for the purchaser on completion of the sale?

As long as the seller has been the owner for at least 2 years it is possible, to serve a Section 42 notice to commence the lease extension process and assign the benefit of the notice to the purchaser. This means that the proposed purchaser need not have to sit tight for 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed prior to, or simultaneously with completion of the sale.

Alternatively, it may be possible to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.

Leasehold Conveyancing in Dunchurch - Sample of Questions you should ask Prior to Purchasing

Plenty Dunchurch leasehold properties will have a service bill for the upkeep of the building set by the management company. Should you buy the flat you will have to meet this contribution, usually periodically accross the year. This may differ from a few hundred pounds to thousands of pounds for bigger purpose-built buildings. There will also be a rentcharge to be met annual, normally this is not a exorbitant figure, say approximately £50-£100 but you need to enquire as occasionally it could be surprisingly expensive. Who takes charge for maintaining and repairing the building? The best form of lease arrangement is a share of the freehold. In this scenario the lessees have being in charge if their destiny and even though a managing agent is often retained if the building is larger than a house conversion, the managing agent is directed by the tenants.

I acquired a flat in Dunchurch last 14/6/2024 and to date it is still not registered with HMLR. It is part of a new estate and my property lawyer told me that it may take over a year to register. I have spoken with HMLR directly and they have informed me the original application was cancelled due to failure to reply to requisitions. Should I be concerned?

It is your property lawyer that you should turn to here in order to satisfy any concerns which have been raised as part of the registration process for your Dunchurch property. Normal Dunchurch conveyancing practice includes an undertaking on the part of the seller's property lawyer that they will assist in resolving any registration raised by HMLR so it may be a case of taking action to enforce that undertaking in some way.