Our family lawyer has quoted £1400 for freehold conveyancing in Bedworth. I am selling a modern house for £200,000. Is this too much? Is it in excess of the norm for conveyancing in Bedworth?

The charges are a tad high. If you shop around you may be able to get the conveyancing a bit cheaper by say £125. On the other hand, you couldlive to regret opting for an a cheaper lawyer. Don't forget to check the solicitor can represent your mortgage company. Do make use of our comparison tool to locate a Bedworth conveyancing practice on the banks approved list of lawyers which can often include conveyancing solicitors in Bedworth.

I have been advised by my lawyer that chancel insurance is necessary on my purchase. What is the level of cover for Bedworth conveyancing?

The right level of chancel indemnity insurance should be dictated by who your lender. It would differ for example between Santander and Leeds Building Society. Conveyancing practitioners as opposed to borrowers take out such policies.

The mortgage over my property is with Co-operative for my property in Bedworth. Conveyancing was finalised a year ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Co-operative?

Your original mortgage agreement with Co-operative will provide that you need their approval prior to letting out your property as this is likely to be a breach of Co-operative’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Co-operative directly. It should not be necessary to do this via a Co-operative conveyancing panel lawyer.

My offer was accepted on an apartment in Bedworth on 29/5/2025, valuation was booked 2 days later, all came back fine. Property lawyer appointed, so all that was missing was my mortgage offer. Having made daily calls to Yorkshire BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Yorkshire BS conveyancing panel. Can the lender hold off the offer?

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Yorkshire BS to deal with your lawyer's application to be on the Yorkshire BS conveyancing panel. There's no guarantee that your solicitor will be accepted.

What can a local search inform me about the house we're purchasing in Bedworth?

Bedworth conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search company such as Xpress Legal The local search is essential in every Bedworth conveyancing purchase; as long as you wish to avoid any nasty surprises after you move into your property. The search will reveal data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.

Are there restrictive covenants that are commonly identified during conveyancing in Bedworth?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Bedworth. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

Me and my husband are disposing of a Bedworth flat left to us 8 years ago in 2011. I have over a decades worth of conveyancing experience and, now retired, wish to do the conveyancing. The buyer's lawyer has informed me that their mortgage company will not allow us to do our own conveyancing as they require the funds to be released via a solicitor's bank account.

Lending instructions to conveyancers from all CML members specify that If the seller is not legally represented the borrower's lawyers should check whether the bank needs to be informed so that a decision can be made if they are willing to move forward.