Are the Blackley conveyancing solicitors identified as being on the Nationwide conveyancing panel, together with their details provided by Nationwide?

Blackley conveyancing firms themselves provide us confirmation that they are on the Nationwide conveyancing panel as opposed to being supplied with a list from Nationwide directly.

We are getting a further advance on our mortgage from Skipton as we want to conduct a loft conversion to our home in Blackley. Do we need to appoint a bricks and mortar Blackley solicitor on the Skipton conveyancing panel to deal with the legals?

Skipton do not ordinarily appoint a member of their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Skipton panel.

I have decided to exercise my right to buy my property in Blackley off the council. I have a mortgage agreed with RBS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.

Our offer on a property in Blackley has been agreed to, the owners do nevertheless have a connected purchase. The vendors have put an offer on a flat, but it’s not yet tied up, and have viewings of other properties booked. I have instructed a bricks and mortar conveyancing solicitor in Blackley. What do I do now? When should I get the mortgage application with Co-operative started?

It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is approx one thousand pounds, then survey, Blackley conveyancing search charges, etc). The first course of action is to ensure that your solicitor is on the Co-operative approved list. As to the next phase this very much depends on the uniqueness of your transaction, attraction to the property and on the state of the market. During a buoyant market the majority of home buyers would apply for a home loan with Co-operative and pay for the valuation and only if it was satisfactory would they request their property lawyer to proceed with the conveyancing in Blackley.

I am looking into buying my first house which is in Blackley and I am already nervous. I couldn't find anything specific about Blackley. Conveyancing will be needed in due course but do you know about the Blackley area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Blackley. In the meantime here are some basic statistics that we found

My husband and I are new to the buying process - agreed a price, but the estate agent told us that the seller will only go ahead if we use the agent's recommended conveyancers as they are insisting on an ‘expedited deal’. We would rather use a local conveyancer with experience of conveyancing in Blackley

It is unlikely the vendors are behind this. If they desire ‘a quick sale', turning down a serious buyer is not the way to achieve this. Contact the vendors directly and explain that (a)you are motivated buyers (b)you are ready to go, with finances arranged © you are chain free (d) you wish to move quickly (e)however you are going to use your own,trusted Blackley conveyancing solicitors - rather thanthose that will earn the estate agent a commission or meet his conveyancing figures pre-set by corporate headquarters.

Back In 2002, I bought a leasehold flat in Blackley. Conveyancing and Chelsea Building Society mortgage went though with no issue. A letter has just been received from someone saying they have taken over the reversionary interest in the property. It included a demand for arrears of ground rent dating back to 1994. The conveyancing solicitor in Blackley who acted for me is not around. Do I pay?

First make enquiries of HMLR to be sure that the individual claiming to own the freehold is in fact the new freeholder. There is no need to instruct a Blackley conveyancing lawyer to do this as it can be done on-line for less than a fiver. Rest assured that in any event, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Blackley Leasehold Conveyancing - Examples of Questions you should ask before buying

You will want to find out as much as possible concerning the company managing the building as they will impact your use and enjoyment of the property. As the owner of a leasehold property you are frequently at the mercy of the managing agents from a financial perspective and when it comes to practical matters like the upkeep of the common parts. Ask other tenants if they are happy with them. Finally, investigate as to the dates that you are obliged pay the service charge to the appropriate party and precisely how they are spending that money. Is the freehold owned collectively by the leaseholders? Please note that where the lease has less than eighty years it will have adverse implications on the value of the flat. It is worth checking with your lender that they are willing to to proceed given the lease term. A short lease means that you will most likely have to extend the lease at some point and you need to have some idea of how much this would cost. For most Blackleylease extensions you will need to own the property for a couple of years in order to be legally able to carry out a lease extension.