In the event thatI were to buy a freehold housein Cheadle for cash and have no survey and no local authority searches how much would I expect to have to pay for conveyancing in Cheadle?

Any savings you would gain would be limited to the disbursement for searches. The still be obliged to do everything else - money laundering, liaising with the vendors , SDLT submission, register the ownership etc. A slight saving might be made by not having to register a mortgage but it will not be meaningful.

I am the registered owner of a freehold house in Cheadle but nevertheless pay rent, why is this and what is this?

It’s unusual for properties in Cheadle and has limited impact for conveyancing in Cheadle but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the creation of new rentcharges from 1977 onwards.

Previous rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 is to be extinguished.

Do I need to take out insurance to cover chancel repairs when buying a property in Cheadle?

Unless a previous purchase of the house took place post 12 October 2013 you may assume that conveyancing practitioners handling conveyancing in Cheadle to continue to propose a a chancel search and or insurance against a claim.

Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what should have been a straight forward, no chain conveyancing. Cheadle is the location of the property. Is there any guidance you can give?

Flying freeholds in Cheadle are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Cheadle you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cheadle may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I need to retain a conveyancing solicitor for freehold conveyancing in Cheadle. I happened to stumble across a web site which seems to have the perfect answer If there is a chance to get all formalities completed via web that would be preferable. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?