I am soon to exchange buying a house in Waolstenholme but as a consequence of wreckage from the recent storms I have managed to agree reparation from the vendor in the sum of £2k in the form of a reduction in the price. I had intended this to be addressed as part of the conveyancing process yet Coventry BS are not allowing this. Should they have been involved?

Any property lawyer being on the Coventry BS conveyancing panel is obliged to inform Coventry BS of any amendments to the sale price. If you were to refuse your solicitor to notify the price change to Coventry BS then they would have to discontinue acting for you. In addition, Coventry BS and you would have to appoint a new lawyer for your conveyancing in Waolstenholme.

We are buying a flat and require a conveyancing solicitor in Waolstenholme who is on the Santander approved panel. Could you point me in the right direction as regards a conveyancing firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Santander . We don't recommend any particular firms conducting conveyancing in Waolstenholme.

How do I check that the solicitor conducting my conveyancing in Waolstenholme is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Leeds Building Society thus paying £192.00 in additional conveyancing bill.

Please do make use of the find a conveyancing panel solicitor tool on this web page. Please choose the lender and type ‘Waolstenholme’ or your location and you will be presented with a number of lawyer based in Waolstenholme or nearest you.

What is the difference between a licensed conveyancer and conveyancing solicitor in Waolstenholme

There are many registered licenced Conveyancers in Waolstenholme and Solicitor practices in Waolstenholme who provide Conveyancing services We would stress that both are supervised by regulatory bodies with both specialising in the legal work in the home buying process. They may both also deal with other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

I am buying a property in Waolstenholme. An unusual aspect is that the roof has a solar panel. Coventry BS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

As your lender is Coventry BS your lawyer must follow the conveyancing requirements outlined in Section 2 of UK Finance Lenders’ Handbook for Coventry BS. The Council of Mortgage Lenders’ Handbook includes minimum requirements for solar panel roof-space leases, and solicitors are required to report to Coventry BS where a lease fails to meet these provisions. The provisions relate to the installation of panels on properties nationwide and is not limited to Waolstenholme.

Completion of my purchase has taken place for my property in Waolstenholme. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?

Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

I'm buying a new build house in Waolstenholme benefiting from help to buy. The sellers refused to reduce the price so I negotiated five thousand pounds worth of extras instead. The house builders rep suggested that I not inform my solicitor about the deal as it would impact my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.