My partner and I are buying a leasehold flat in Audley. My property lawyer is not listed on the mortgage company solicitor panel. Is it possible for me to retain my Audley conveyancing solicitor notwithstanding that they are not on the lender list of approved lawyers?
One must appoint a to deal with the formalities when you need a loan to buy your home. The will conduct all the appropriate investigations on the property, ensuring that you’re registered as proprietor and ensure that all the required mortgage documentation is in place. One may select a Audley of your choice. Nevertheless, where the selected is not a member of the mortgage company approved list supplemental costs will be levied as separate legal representation will be need by the mortgage company. Bank panel applications may be submitted, so provided your conveyancer has not in the past sought membership they should take the chance to apply.
Finally the sale completed on my house in Audley last July yet the purchaser is texting daily to moan that their solicitor is waiting to hear from mine. What are the post completion sale legalities following completion?
After completion of your house sale your conveyancer should forward the transfer deeds and all of the paperwork to the buyer’s conveyancer. Depending on the transaction, your lawyer should also send confirmation that the mortgage has been redeemed to the buyers conveyancers. There are no post completion steps unique to conveyancing in Audley.
Our mortgage company has recommended solicitors on their panel based in Audley but I would rather use a conveyancing lawyer in Audley round the corner to me. Are you able to help?
Far from all Audley conveyancing practitioners are listed all lender’s conveyancing panel. Do make the most of the above search tool to identify a Audley conveyancing conveyancer on the on the bank panel.
We are downsizing from our house in Audley and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. Any high street Audley conveyancer would know that there is no such problem. For the life of me I don't know why the buyers are using an online conveyancing practice rather than a conveyancing solicitor in Audley. We have lived in Audley for many years we know of no issue. Is it a good idea to get in touch with our local Authority to obtain clarification that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor already. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
I decided to have a survey carried out on a property in Audley before instructing solicitors. I have been advised that there is a flying freehold element to the house. The surveyor has said that some banks tend refuse to grant a mortgage on a flying freehold house.
It depends who your proposed lender is. Santander has different instructions for example to Birmingham Midshires. Should you wish to call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Audley. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Audley to see if the conveyancing will be more expensive.