Do the conveyancing solicitors listed on your site conduct attended exchange conveyancing in Middlewich?
There are a few conveyancing specialists who can conduct one day exchanges. Do contact us to get a fee calculation and details as to availability.
is it true that all Middlewich conveyancing solicitors on the Nationwide conveyancing panel are governed by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Nationwide approved list of solicitors they would need to be governed by the Solicitors Regulatory Authority. Many mortgage companies do allow licenced conveyancers on their panel in which case such organisation would be overseen by the Council of Licensed Conveyancers.
I am purchasing a property in Middlewich. One unusual aspect is that the roof has a solar panel. Kent Reliance have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Kent Reliance your lawyer must check the conveyancing requirements contained in Section 2 of UK Finance Lenders’ Handbook for Kent Reliance. The CML Handbook contains minimum conditions for solar panel roof-space leases, and solicitors are required to report to Kent Reliance where a lease fails to comply with these conditions. The provisions relate to the installation of panels on properties countrywide and is not isolated to Middlewich.
Planning on purchasing a house in Middlewich. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Leeds Building Society conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Middlewich lawyer is on the Leeds Building Society conveyancing panel.
I've recently found out that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a straight forward, chain free conveyancing. Middlewich is the location of the property. What do you suggest?
Flying freeholds in Middlewich are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Middlewich you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Middlewich may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
How do I use your search facility to select a conveyancing solicitor in Middlewich on the authorised to act for my lender?
1st choose a bank such as Nationwide Building Society, Coventry Building Society or Britannia then choose your preferred area e.g. Middlewich. Conveyancing practices in Middlewich and across England and Wales should be listed.
Do I cancel the direct debit for my mortgage with Nationwide as soon as a completion date for my home sale in Middlewich has been agreed?
You would be well advised to keep meeting any mortgage sums to Nationwide pending the mortgage being repaid on completion as part of your Middlewich conveyancing.