We are a couple about to exchange contracts for a freehold house in Crewe. We have hit a snag. Our mortgage offer with expires on but the sellers are putting forward a completion date of . Is it possible to prolong the loan offer?

The best person to deal with your issue is your solicitors who will determine whether he or she is corresponding with the mortgage company, vendor’s solicitors, estate agents or conceivably all parties given the history of your transaction as of today.

I am buying a new build house in Crewe with a loan from . The builders would not move on the amount so I negotiated 6k of fixtures and fittings instead. The sale representative advised me not reveal to my conveyancer about the deal as it may adversely affect my mortgage with . Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the advice of my in-laws I had a survey completed on a property in Crewe before appointing lawyers. I have been told that there is a flying freehold overhang to the property. My surveyor advised that some lenders will not grant a mortgage on this type of property.

It depends who your proposed lender is. Bank of Scotland has different instructions for example to Halifax. Should you wish to call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Crewe. Conveyancing will be smoother if you use a solicitor in Crewe especially if they are accustomed to such properties in Crewe.

I need to retain a conveyancing solicitor for some conveyancing in Crewe. I've land on a web site which appears to be the perfect offering If it is possible to get all formalities done via web that would be ideal. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I am looking for Crewe online conveyancing estimates. Can I be confident that all the Crewe law firms that are identified on your site are on the bank conveyancing panel?

The law firms listed on our site have advised us that they are on the bank panel and agreed to advise us to take down their listing in the event of removal off of the lender panel. To date we have not been informed by either a lender or a member of the public that the data about a specific Crewe firm being on the bank conveyancing panel is incorrect.