I just bought a flat at auction in Silverdale. Conveyancing is necessary. What are my next steps?

Now that you have for in every practical sense signed on the dotted line you now have to appoint a conveyancing lawyer soon as you are facing a tight deadline in which to complete the deal. Every auction property will have an associated auction pack. This will likely include most,if not all of the documents that your conveyancer will need. If you have purchased leasehold property the auction pack may provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to a leasehold property. You should give this to the solicitor instructed by you as soon as possible. You also need to ensure that you have funds in place to complete the transaction on the set completion date.

How can we tell if a Silverdale conveyancing solicitor on the Nottingham panel is any good?

When it comes to conveyancing in Silverdale obtaining recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the lawyer handling your conveyancing.

I have a mortgage with Kent Reliance for my property in Silverdale. Conveyancing has been completed 12 months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Kent Reliance?

You must advise Kent Reliance in advance of letting out your property as this is likely to be a breach of Kent Reliance’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Kent Reliance directly. It should not be necessary to do this via a Kent Reliance conveyancing panel solicitor.

My relative suggested that if I am buying in Silverdale I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?

A search of this type is occasionally included in the estimate for your Silverdale conveyancing searches. It is not a small document of about 40 pages, listing and setting out important information about Silverdale around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Silverdale Education with maps and statistics, Local Amenities and other useful data about Silverdale.

The deeds to our home are lost. The lawyers who dealt with the conveyancing in Silverdale 5 years ago are no longer around. What do I do?

You no longer need to have the physical official documentation to prove you own the land or premises, as the Land Registry hold details of all registered land or property electronically.

Am I better off to choose a Silverdale conveyancing lawyer who is local to the property I am buying? An old friend can carry out the legal formalities but his firm is located 200kilometers drive away.

The benefit of a local Silverdale conveyancing practice is that you can pop in to sign paperwork, hand in your identification documents and pester them where appropriate. Having local Silverdale know how is a bonus. However it's more important to get someone that will pull out all the stops for you. If you know people who used your friend and on the whole were impressed that must trump using an unfamiliar Silverdale conveyancing solicitor solely due to them being Silverdale based.

What can I do to determine who owns a house in Silverdale?

As long as the property is registered with HM Land Registry, and you have the specifics of the location of the premises, you should be able to obtain details from the HMLR of the recorded proprietor for a fee.