As someone not used to conveyancing in Biddulph what’s your top tip you can give me for the home moving process in Biddulph

You may not hear this from too many lawyers but conveyancing in Biddulph and elsewhere in England and Wales is often a confrontational experience. In other words, when it comes to conveyancing there exists lots of room for friction between you and others involved in the transaction. For example, the seller, property agent and sometimes the mortgage company. Choosing a solicitor for your conveyancing in Biddulph should not be taken lightly as your conveyancer is your adviser, and is the SOLE party in the transaction whose interest is to look after your best interests and to keep you safe.

Sometimes a third party with a vested interest may try and persuade you that it is in your interests to do things their way. For example, the estate agent may claim to be helping by suggesting your solicitor is slow. Or your financial adviser may advise you to do something that is against your lawyers guidance. You should always trust your lawyer above all other parties in the home moving process.

My aunt passed away 10 months ago and as sole heir and executor I was left the property in Biddulph. The house had a relatively small loan remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Co-operative, pay off the mortgage. Is this allowed?

If you plan to refinance then Co-operative will insist on your using a conveyancer on the Co-operative conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Co-operative conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Co-operative mortgage is registered as a charge at the Land Registry.

I've recently found out that there is a flying freehold element on a house I put an offer in a fortnight ago in what should have been a quick, no chain conveyancing. Biddulph is the location of the property. Is there any guidance you can impart?

Flying freeholds in Biddulph are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Biddulph you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Biddulph may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Hoping to buy a property located in Biddulph and I am already nervous. I couldn't find anything specific about Biddulph. Conveyancing will be needed in due course but do you know about the Biddulph area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Biddulph. In the meantime here are some basic statistics that we found

I am hoping to put an offer on a small detached house that appears to meet my requirements, at a great figure which is making it all the more appealing. I have since discovered that it's a leasehold rather than freehold. I would have thought that there are issues buying a house with a leasehold title in Biddulph. Conveyancing lawyers have not yet been appointed. Will my lawyers set out the implications of buying a leasehold house in Biddulph ?

The majority of houses in Biddulph are freehold rather than leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can help the conveyancing process. We note that you are purchasing in Biddulph in which case you should be looking for a Biddulph conveyancing practitioner and be sure that they are used to dealing with leasehold houses. First you will need to check the unexpired lease term. Being a tenant you will not be at liberty to do whatever you want with the house. The lease comes with conditions such as requiring the landlord’sconsent to carry out changes to the property. It may be necessary to pay a contribution towards the upkeep of the estate where the property is part of an estate. Your solicitor will advise you fully on all the issues.

I acquired a 1 bedroom flat in Biddulph, conveyancing was carried out in 2010. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Similar flats in Biddulph with over 90 years remaining are worth £190,000. The ground rent is £65 charged once a year. The lease ends on 21st October 2086

With 61 years left to run we estimate the premium for your lease extension to range between £18,100 and £20,800 as well as professional fees.

The figure above a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of detailed due diligence. You should not use the figures in tribunal or court proceedings. There may be additional issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Please do not move forward based on this information before getting professional advice.