Me and my partner are purchasing a 2 bedroom apartment in Wroxham with a mortgage. We have a Wroxham solicitor, but the mortgage company advise she’s not on their "panel". We have to appoint one of the bank panel firms or keep our Wroxham solicitor as well as pay for one of their panel lawyers to represent them. We regard this is inequitable; can we not demand that the lender use our Wroxham conveyancer ?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Wroxham conveyancing lawyer to apply to be on the conveyancing panel.
Do the conveyancing solicitors identified via your ’find a lawyer’ app handle right to buy conveyancing in Wroxham?
We work with plenty of conveyancing conveyancers who can handle right to buy transactions Please get in touch with the lawyers listed to secure a costs calculation.
We are aiming to move home in March. Does my conveyancing solicitor liaise with the removal company on the day of completion. As an aside, can you suggest a removal company in Wroxham. Conveyancing solicitor was found before I stumbled across your page.
On the afternoon of completion you will need to collect the house keys from the estate agent but this can only occur after the sellers lawyers confirm to the agent that the monies to complete are in and the keys can be passed over. Subsequently you will need to inform the removal company that they can start moving you in. We are not in a position to recommend a specific removal company but can assist you in locating a conveyancing in Wroxham or a solicitor that specialises in conveyancing in Wroxham.
I'm the single beneficiary of my late father’s estate and I have everything in my name now, including the my former home in Wroxham. The Wroxham property was put into my name in November. I plan to dispose of the property. I do know about the Mortgage Lenders 6 month 'rule', meaning my property ownership could be regarded the same way as though I had purchased the house in November. Do I have to wait 6 months to sell?
The CML handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be affected by that. Some lenders would take a practical view as this obligation principally exists to identify the purchase and immediately sell or the wholesaling and assigning of properties.
I am currently in the process of buying my council flat in Wroxham. I have a mortgage offer with Leeds Building Society. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Leeds Building Society, you will need to appoint a solicitor on the Leeds Building Society conveyancing panel.
We are close to exchanging contracts on the sale of our property in Wroxham and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. A local lawyer would know that there is no such problem. For the life of me I don't know why the buyers instructed a national conveyancing firm as opposed to a conveyancing solicitor in Wroxham. We have lived in Wroxham for many years we know that this is a non issue. Should we contact our local Authority to seek clarification that there is no issue.
It would appear that you have a conveyancing lawyer already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
We're first time buyers - agreed a price, yet the property agent told us that the vendor will only go ahead if we appoint their preferred lawyers as they need an ‘expedited deal’. My instinct tells me that we should use a local conveyancer used to conveyancing in Wroxham
We suspect that the seller is unaware of this demand. Should the vendor want ‘a quick sale', taking such a hostile approach to a genuine purchaser is is going to put the whole deal at risk. Avoid the agents and go straight to the sellers and make sure they understand (a)you are genuine buyers (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you intend to proceed fast (e)but you are going to use your own,trusted Wroxham conveyancing firm - not the ones that will give their negotiator at the agency a referral fee or meet his conveyancing thresholds demanded by head office.