Having spent time reviewing mumsnet.com for an affordable lawyer in Aylsham, most say that I must use a CQS accredited lawyer. What is CQS?
The Law Society's Conveyancing Quality Scheme is the recognised kitemark for legal experts in home moving process, trusted by some of the UK's major mortgage companies. In 2011-12 the Conveyancing Quality Scheme was officially recognised by the Building Societies Association (BSA). The scheme does not cover licenced conveyancers. Aylsham is one of the many areas of the UK where there are CQS solicitors.
I happen to be the sole recipient of my late grandmother’s will and I have everything in my name now, including the house in Aylsham. Conveyancing formalities meant that the Land Registry date was in August. I want to move. I do know about the Mortgage Lenders 6 month 'rule', meaning my property ownership may be regarded the same way as if I'd bought the property in August. Do I have to wait 6 months to sell?
The CML handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be caught by that. many mortgage companies would take a sensible view as this requirement is primarily there to pick up on the purchase and immediately sell or the wholesaling and assigning of properties.
My offer was accepted on an apartment in Aylsham on 23/7/2025, valuation was booked 2 days after, received a clean bill of health. Conveyancer instructed, so all that was missing was my mortgage offer. Having made daily calls to Bank of Ireland and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Bank of Ireland conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Bank of Ireland to deal with your lawyer's application to be on the Bank of Ireland conveyancing panel. There's no guarantee that your solicitor will be accepted.
Kent Reliance have agreed my home loan in principle, my bid on a apartment in Aylsham has been accepted, now what?
The property agent will wish to know who your solicitors are (make sure the lawyers are on the bank’s approved list). Contact Kent Reliance or the broker and complete any relevant documentation. Kent Reliance will instruct a valuer who will get in contact with the estate agent or vendor to book an appointment. Once carried out (assuming no problems) it takes about a week to receive the mortgage offer. Kent Reliance will send the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Aylsham.
I have been told that property searches are a common reason for obstruction in Aylsham conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) released determinations of research by MoveWithUs that conveyancing searches do not feature within the top 10 causes of hindrances in the conveyancing process. Local searches are not likely to feature in any delay in conveyancing in Aylsham.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Aylsham?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Aylsham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Do I stop the direct debit for my mortgage with Skipton as soon as a completion date for my home sale in Aylsham has been agreed?
You are best advised to keep paying any mortgage sums to Skipton until the mortgage is paid off out of the proceeds of sale as part of your Aylsham conveyancing.