I have been referred to a conveyancing solicitor in Horsford. I need to find out whether they are on the The Royal Bank of Scotland approved list of lawyers. Can you assist?
You should e-mail your lawyer and enquire if they can act for the bank. Alternatively please call The Royal Bank of Scotland who may be able to assist.
Forgive me if this question is silly but I am unexperienced as a first time buyer of a ground floor flat in Horsford. Do I receive the keys to the property on the completion date from my conveyancer? If so, I will use a High Street conveyancing solicitor in Horsford?
On the day of completion you will not be required to attend the conveyancers office in Horsford. Your solicitors will electronically transfer the completion advance to the owner’s conveyancers, and once they have received this, you will be able to collect the keys from the Estate Agents and start moving into the property. This tends to happen between 1 and 3pm.
We have a mortgage agreed in principle with UBS. Horsford conveyancing solicitors are instructed. How long does it take for UBS to forward the offer to the lawyer?
Some lenders take longer than others. Have UBS completed the survey? Have you advised UBS as to your lawyers' details and checked that your lawyers are on the UBS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I was told two weeks ago that my mortgage has been agreed to by Lloyds. Is it usual for Lloyds to only issue the offer once my solicitor in Horsford is approved on their conveyancing panel? Lloyds have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Lloyds to deal with your lawyer's application to be on the Lloyds conveyancing panel. There's no guarantee that your solicitor will be accepted.
What does a local search reveal about the property my wife and I buying in Horsford?
Horsford conveyancing often commences with the submitting local authority searches directly from your local Authority or through a personal search company for example Onsearch The local search is essential in every Horsford conveyancing purchase; as long as you don’t want any nasty once you have moved into your new home. The search should provide data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.
Is it simple use your search facility to select a conveyancing solicitor in Horsford on the approved list for my bank?
Step one is to choose a lender such as National Westminster Bank, Skipton Building Society or TSB then type in your location for instance Horsford. Conveyancing firms in Horsford and across England and Wales will then be listed.
My father has recommend that I instruct his conveyancers in Horsford. Do I follow his advice?
There are no two ways about it the ideal way to select a conveyancing practitioner is to seek recommendations from friends or family who have actually used the conveyancer that you are considering.