I plan on buying residence in Horsford. My lawyer has never been on on the lender conveyancing list. Am I still permitted to continue with my Horsford conveyancing solicitor notwithstanding that they are excluded from the lender panel?

You must appoint a solicitor to complete the formalities if you take out a loan to buy your property. The property lawyer will carry out all the essential investigations on the property, make sure that you’re registered as proprietor and ensure that all the necessary mortgage documentation is dealt with. One can select a Horsford property lawyer of your choosing. Nevertheless, if the lawyer selected is not a member of the lender approved list further charges will arise as separate legal representation will be required by them. Bank panel applications may be submitted, so where your lawyer has not historically applied for membership they should take the opportunity to apply.

My friend suggested that where I am buying in Horsford I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

This is a search is usually included in the estimate for your Horsford conveyancing searches. It is a large document of more than thirty pages, listing and setting out important information about Horsford around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Horsford Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Horsford Education with maps and statistics, Local Amenities and other useful data regarding Horsford.

I have recentlydiscovered that Wolstenholmes have closed. They conducted my conveyancing in Horsford for a purchase of a leasehold flat 18 months ago. How can I check that the property is in my name in the name of the former proprietor?

The quickest method to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Horsford conveyancing specialists.

In my capacity as executor for the will of my uncle I am selling a residence in Monmouth but I am based in Horsford. My conveyancer (based 260 miles awayhas requested that I execute a statutory declaration prior to the transaction finalising. Can you recommend a conveyancing practitioner in Horsford who can attest and place their company stamp on the document?

Technically speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are Horsford based

Should I be concerned if there is a problem with the searches conducted as part of our conveyancing in Horsford?

Usually, the majority of problems revealed in Horsford conveyancing search results can be addressed prior to completion or title insurance can be taken. You need to note that although you may be acquiring the property and may be content to accept the search results, your mortgage lender may not, and when all said and done the decision rests with them.