I am buying a new build house in Twickenham with the aid of help to buy. The builders refused to budge the price so I negotiated 6k of additionals instead. The estate agent advised me not to tell my solicitor about the deal as it could put at risk my mortgage with . Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I opted to have a survey carried out on a house in Twickenham ahead of retaining lawyers. I have been advised that there is a flying freehold aspect to the property. The surveyor has said that some mortgage companies may not grant a mortgage on a flying freehold home.

It varies from the lender to lender. Bank of Scotland has different instructions from Halifax. If you e-mail us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Twickenham. Conveyancing will be smoother if you use a solicitor in Twickenham especially if they are accustomed to such properties in Twickenham.

Are there any apps to help identify a Twickenham law firm on the conveyancing panel? I have wheels and am happy to travel upto 25miles to meet the conveyancer.

You can use the tool on this website. Please select a mortgage company and your location and you will see a number of Twickenham conveyancing lawyers locally. We have detailed some Twickenham conveyancing firms towards the end of this page and you can call them to check whether they are on the approved list

I need to find a conveyancing solicitor for remortgage conveyancing in Twickenham. I have stumble across a web site which appears to be the ideal solution If there is a chance to get all this stuff completed via email that would be ideal. Should I be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

After what feels like an age I have had an offer on an flat in Twickenham accepted, but there is a chain. The current proprietors have submitted an offer on a flat, but it’s not yet tied up, and are looking at other properties in the pipeline. I have selected a nearby conveyancing solicitor in Twickenham. What do I do now? When do I get the mortgage application with going with ?

It is usual to have apprehensions where there is an associated chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is approx £1k, then valuation, Twickenham conveyancing search charges, etc). First, you must check that your is on the conveyancing panel. Concerning the next steps this very much depends on the specifics of your case, desire for the property and on the state of the market. In a rising market the majority of buyers will apply for a home loan with and arrange for the valuation and only if it was satisfactory would they request their to move forward with the conveyancing in Twickenham.