I am hoping to receive a mortgage with Halifax. I intend to enlist the help of a Licensed Conveyancer in East Twickenham. Does the Halifax Conveyancing panel exclude Licensed Conveyancers?

The Halifax approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.

What does my ID and proof of funds have anything to do with my conveyancing in East Twickenham? What am I being asked for?

To satisfy the Money Laundering Regulations any East Twickenham conveyancing firm will require evidence of your identity in all conveyancing matters. This is normally satisfied by provision of a passport and an original bank statement or utility account evidencing where you live.

Under Money Laundering Regulations, conveyancers are required to validate not just the ID of conveyancing clients but also the origin of monies that they receive in respect of any matter. An unwillingness to disclose this will result in your solicitor terminating their retainer with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.

Your conveyancers will have an obligation to notify the appropriate authorities should they believe that any amounts received by them may contravene the Money Laundering Regulations.

My colleague advised me that where I am buying in East Twickenham I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

A search of this type is occasionally included in the estimate for your East Twickenham conveyancing searches. It is not a small document of about 40 pages, listing and detailing significant information about East Twickenham around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful information regarding East Twickenham.

I am looking for a ground for flat up to £245,000 and found one close by in East Twickenham I like with open areas and station nearby, however it only has 49 remaining years left on the lease. There is not much else in East Twickenham in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?

If you require a home loan the remaining unexpired lease term will likely be an issue. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of 2 years you can ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor about this matter.

How difficult is it to change solicitor as I need to retain one who is on the Skipton Building Society conveyancing panel. I instructed a local conveyancing solicitor in East Twickenham round the corner but he is not accepted by Skipton Building Society

We will our best to assist in finding you a conveyancing solicitor in East Twickenham on the Skipton Building Society panel. Please note that the solicitors that we work with do not pay us commission if you instruct them and are regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in East Twickenham. In making use of search facility on this website, you can compare and instruct different solicitors and conveyancers both nationally and in East Twickenham.