I hired a local lawyer for our conveyancing in Teddington yesterday. Reviewing the official terms of business it is apparent thatI am liable for charges even if the sale aborts. Should I go with them or choose a web based solicitor practice promoting no completion no charge conveyancing in Teddington?

It is usually a trade off in that if "No Sale No Fee" is available then the fee levels will generally be uplifted to neutralise those conveyances that abort. Please beware that these promotions rarely protect you from expenses such your Teddington conveyancing search costs.

I am buying a new build flat in Teddington. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?

Leaving aside the complexities and merits of DIY conveyancing in Teddington you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Teddington.

Do I find a Licenced Conveyancer or Solicitor for conveyancing in Teddington?

Two types of professional can do conveyancing in Teddington namely licenced conveyancers or solicitors. The two can administer the legal services that required to complete the disposal or purchase of property. Both are required to perform Teddington conveyancing on similar quality and guidelines so you can be safe in the knowledge that your conveyancing will be professionally administered and that all requirements and steps should be appropriately followed.

I currently have a mortgage with Santander for my property in Teddington. Conveyancing has been completed 12 months ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Santander?

Your original mortgage agreement with Santander will provide that you need their approval before letting out your property as this is likely to be a breach of Santander’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Santander directly. It should not be necessary to do this via a Santander conveyancing panel lawyer.

I am due to exchange contracts on my apartment. I had a double glazing fitted in September 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Lloyds are being a right pain. The Teddington solicitor who is on the Lloyds conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Lloyds are requiring a building regulation certificate. Why do Lloyds have a conveyancing panel if they don't accept advice from them?

It is probably the case that Lloyds have referred the matter to their valuer. The reason why Lloyds may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I have recentlydiscovered that Arc property Solicitors have closed. They conducted my conveyancing in Teddington for a purchase of a leasehold flat 18 months ago. How can I be sure that my home is not still registered in the name of the previous owner?

The easiest method to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Teddington conveyancing specialists.

Due to complete next month on a garden flat in Teddington. Conveyancing solicitors have said that they report fully on Monday. Are there areas in the report that I should be focusing on?

Your report on title for your leasehold conveyancing in Teddington should include some of the following:

You would want to be sent a copy of the lease Who has the liability for maintaining the window frames Setting out your rights in relation to the communal areas in the building.E.G., does the lease contain a right of way over an accessway or staircase? Ground rent - how much and when you need to pay, and be on notice if this will change in the future You should have a good understanding of the building insurance provisions

I have tried to negotiate informally with with my landlord for a lease extension without success. Can I make an application to the Leasehold Valuation Tribunal? Can you recommend a Teddington conveyancing firm to assist?

Absolutely. We can put you in touch with a Teddington conveyancing firm who can help.

An example of a Lease Extension matter before the tribunal for a Teddington premises is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case related to 1 flat.