My husband and I are buying a leasehold flat in Lampton. My property lawyer has never been on on the lender solicitor panel. Am I still permitted to appoint my Lampton conveyancing solicitor even though they are not on the lender approved list?

You have a couple of alternatives available to you here

• Carry on with your preferred Lampton but your mortgage company will need to appoint a on their conveyancing panel. This will result in additional charges and probable delay.
• Choose a fresh to act in the purchase, obviously checking they are on the bank conveyancing panel.
• Convince your to attempt to join the lender panel

We wanted to use a conveyancing solicitor in Lampton for our house move. Our broker informed us that our mortgage lenders won't deal with them. Surely this is unfair competition?

Before the recession most lenders had an appetite for risk which was higher than today. Almost all Lampton conveyancing firms would have been on most bank panels. The FSA in 2010 completed a thematic investigation into mortgage fraud which concluded: know the conveyancing solicitors dealt with. Consequently, lenders are increasingly seeing more data from law firms relating to their operations and their employees as well as set certain criteria such a completing on a minimum number of conveyancing. Many Lampton conveyancing firms that have been excluded from lender panels have a 100% healthy track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Lampton is amongst the numerous locations where the solicitors showing on our search results are are approved .

My wife and I are purchasing a flat in Lampton. It might be a silly question but how we can trust a solicitor? On completion day we have to put money into their account. What protection do we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

This question may be naive but I am unseasoned as FTB of a garden flat in Lampton. Do I receive the keys to the house on the completion date from my solicitor? If so, I will appoint a local conveyancing solicitor in Lampton?

There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the completion advance to the owner’s solicitors, and shortly after the monies have arrived, you will be called to receive the keys from the Estate Agents and start moving into the property. Usually this happens early afternoon.

I am buying a property in Lampton. One unusual aspect is that the roof has a solar panel. have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

As you are obtaining a mortgage with your lawyer must check the formal instructions contained in Section two of UK Finance Lenders’ Handbook for . The Council of Mortgage Lenders’ Handbook stipulates minimum conditions for solar panel roof-space leases, and are required to report to where a lease fails to meet these conditions. The specifications relate to the installation of panels on properties countrywide and is not limited to Lampton.

I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a simple, chain free conveyancing. Lampton is where the house is located. Is there any guidance you can give?

Flying freeholds in Lampton are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Lampton you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Lampton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I am downsizing from my property. My former solicitors have shut. I am in need of a recommendation of a conveyancing firm. I happen to live in Lampton if that affects matters.

You should use our search tool to help you find a solicitor for your conveyancing in Lampton. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.