We were just about to exchange contracts for a freehold house in Woodlands. We encountered a problem. The loan offer with TSB expires on 17/11/2025 but the vendors are suggesting a completion date of 19/11/2025. Can one extend the mortgage offer?

The best person to address this concern is your solicitors who will calculate if they better off negotiating with the mortgage broker, vendor’s solicitors, estate agents or indeed all parties taking into account the history of your house move to date.

What does a local search tell me concerning the house my wife and I purchasing in Woodlands?

Woodlands conveyancing often starts with the submitting local authority searches directly from your local Authority or via a personal search company for example Searchflow The local search is essential in every Woodlands conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your property. The search will provide data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.

How does conveyancing in Woodlands differ for newly converted properties?

Most buyers of new build residence in Woodlands approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the house is ready to move into. This is because house builders in Woodlands tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Woodlands or who has acted in the same development.

Am I right to be wary about brokers that I am dealing with are suggesting an online conveyancing firm rather than a High Street Woodlands conveyancing firm?

As is the case with lots of service providers, often input from connections can be extremely useful or valuable. Nevertheless there are lots of parties with a keen interest in a conveyancing transaction; estate agents, financial adviser and lenders might all suggest lawyers to choose. Sometimes the lawyers might be known to one of the organisations as experts in their field, but occasionally there exists a financial incentive behind the endorsement. You have the right to select your preferred conveyancer. Don't forget that most lenders specify a panel list of solicitors you have to use for the mortgage aspect of your house move.

What are the differing property related services that Woodlands conveyancing organisations provide?

For the most part Woodlands conveyancing firms tend to offer various services to home and land proprietors, vendors, purchasers, landlords and tenants and you can expect them to offer expert advice on some of the following services:

Home sale conveyancing in Woodlands and nationwide Residential purchase conveyancing in Woodlands and also around the country All types of leasehold premises including, apartments and maisonettes Transfers of Equity - changing ownership into joint or sole names Auction property conveyancing - selling or buying Acquisition of Council property under the Right to Buy Scheme