It has been four months following my purchase conveyancing in Swanscombe completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm buying a new build house in Swanscombe with a loan from . The builders would not budge the amount so I negotiated five thousand pounds worth of additionals instead. The estate agent advised me not inform my lawyer about this extras as it could impact my loan with . Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking for a leasehold apartment up to £195,000 and identified one near me in Swanscombe I like with open areas and railway links nearby, the downside is that it only has 49 years on the lease. There is not much else in Swanscombe in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?

Should you require a home loan that many years may be a potential deal breaker. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for at least twenty four months you could request that they commence the lease extension formalities and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this.

I'm remortgaging my existing home to a BTL mortgage with and I will use the rest of the raised equity as a down payment on another house. The neighborhood we are interested in is Swanscombe. Will your solicitors be able to act for both sets of lenders and tie in the two deals?

Do use our search tool on this site to be sure that the lawyers are on the appropriate lender panels. On the basis that they are your conveyancer should be able to tie up the two conveyancing matters but you should have a chat with you conveyancer and specify your desired outcome and needs.

I have been sourcing a conveyancing practitioner in Swanscombe for my house move. Can I see a firm’s complaints history with the legal regulator?

Anyone may review presented Solicitor Regulator Association (SRA) determinations stemming from inquisitions started on or after 1 January 2008. Go to Check a solicitor's record. To find records about the period before 1 January 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, use +44 (0)121 329 6800. The SRA could monitor call for training reasons.