My financial adviser requires my Stone lawyer’ panel member for the Nat West conveyancing panel. How do I discover this. I have tried my local Stone office but they cant find it on their system.

You are best placed to get this information from your Stone . They should have a central record lender panel numbers.

Completed the sale of my flat in Stone last August yet the purchaser is texting me to moan that her conveyancer is waiting to hear from myconveyancer. What should my lawyer have done now that I have sold?

Following your house sale your conveyancer is obliged to deliver the transfer documentation and all of the paperwork to the purchaser's conveyancer. If applicable, your solicitor must also send confirmation that the legal charge in favour of the lender has been paid off to the purchasers lawyers. There are no post completion procedures peculiar conveyancing in Stone.

Have just purchased a repossessed house at auction in Stone. Conveyancing is needed. What happens now?

Having exchanged you must instruct a conveyancing lawyer quickly as you will have a pending deadline in which to complete the property. Every auction property will have an associated legal set of papers. This will include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold property the legal pack may include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to a leasehold property. You must hand this to the conveyancer instructed by you at the earliest opportunity. You also need to ensure that that you have the requisite funding in order to complete on the date specified in the contract.

I recently had an offer accepted on an apartment in Stone. My mortgage broker suggested a . I paid an advanced payment of £175. A few days later, the called me to say that they were not on the conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I was told three weeks ago that my mortgage has been agreed to by . Is it usual for to only issue the offer once my solicitor in Stone is approved on their conveyancing panel? have asked my solicitor to see a copy of their PI Insurance.

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for to deal with your lawyer's application to be on the conveyancing panel. There's no guarantee that your solicitor will be accepted.

I have todaybeen informed that Action Conveyancing have closed. They carried out my conveyancing in Stone for a purchase of a freehold house 12 months ago. How can I check that the property is in my name in the name of the former proprietor?

The quickest way to check if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Stone conveyancing specialists.

I'm buying a new build house in Stone with the aid of help to buy. The developers would not reduce the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative suggested that I not to tell my solicitor about this deal as it will impact my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.