Do the Building Society Association intend to launch a searchable register to list firms on the Melton Mowbray Building Society conveyancing panel for example in Navenby?

We would not expect to be advised of any plans on the part of the BSA to promote such a register.

I am expecting a OIP from Yorkshire BS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Yorkshire BS recommend any Navenby solicitors on the Yorkshire BS conveyancing panel, or is it better to go independently?

You will need to appoint Navenby solicitors independently although you'll need to choose one on the Yorkshire BS conveyancing panel. The solicitor represents both you and Yorkshire BS through the process.

About to purchase apartment in Navenby. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Leeds Building Society conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Navenby property lawyer is on the Leeds Building Society conveyancing panel.

Having digested plenty of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Navenby solicitor - who is on the TSB conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?

TSB will need an independent valuation of the property. Your lawyer will not arrange this. Usually TSB will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Navenby postcode. As you are getting a mortgage with TSB, you could contact them to see if they have a list of approved surveyors in Navenby.

What does a local search inform me about the house my wife and I purchasing in Navenby?

Navenby conveyancing often starts with the ordering local authority searches directly from your local Authority or via a personal search company for instance Xpress Legal The local search is essential in every Navenby conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your property. The search should supply data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic sections.

I am in need of some leasehold conveyancing in Navenby. Before diving in I want to be sure as to the number of years remaining on the lease.

If the lease is registered - and most are in Navenby - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Navenby Leasehold Conveyancing - Examples of Queries before Purchasing

You will want to find out as much as you can regarding the company managing the building as they will either make life much easier or problematic. As the proprietor of a leasehold property you will be at the mercy of the managing agents both financially and when it comes to practical matters like the tidiness of the communal areas. Ask other tenants whether they are happy with them. Finally, find out the dates that the service fees are due to the relevant party and specifically what it includes. What is the name of the managing agents? It is important to be aware whether redecorating or some other significant cost is due shortly that will be shared by the tenants and may well dramatically impact the level of the maintenance charges or necessitate a one off invoice.

As a leasehold owner I am on the hook for a maintenance fee for my flat in Navenby. Due to redundancy and other issues I slipped into arrears with remittance. The freeholders agreed a payment plan but there remains two remaining in arrears.

I now wish to sell and I am worried this could threaten to derail the sale if I have to discharge the amount due first. I'd like to sell up and then discharge the arrears from the proceeds - is this viable?

The conveyancer dealing with your Navenby sale will hopefully be in a position to negotiate with the appropriate parties, and agree with them whether or not they would accept settlement from completion monies. Here is indicative of why it is sensible to appoint a lawyer in Navenby as they may well have an open line of communication with the management company.