Would the conveyancing lawyers listed on your site perform attended exchange conveyancing in Waddington?
We do have a number of conveyancing experts carrying out personalised exchanges. Please call us to secure a costs illustration and details as to dates.
It is is a decade since I bought my home in Waddington. Conveyancing solicitors have recently been instructed on the sale but I can't locate the deeds. Will this jeopardise the sale?
You need not be too concerned. First the deeds may be retained by the mortgage company or they could stored with the conveyancers who oversaw the purchase. Secondly in most cases the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors procuring current official copies of the land registers. Nearly all conveyancing in Waddington involves registered property but in the unlikely event that your property is not registered it is more problematic but is resolvable.
A relative advised me that in purchasing a property in Waddington there may be various restrictions as to what one can do in terms of external alterations to the property. Is this right?
There are anumerous of properties in Waddington which have some sort of restriction or requirement of consent to execute external alterations. Part of the conveyancing in Waddington should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am aiming to move property in March. Will my conveyancing solicitor communicate with the removal company on the day of completion. As an aside, can you recommend a removal company in Waddington. Conveyancing firm was chosen before I stumbled across your page.
On the day of completion you can pick up the house keys from the selling agent however this should only happen after the vendors lawyers inform the agent that the monies to complete are in and the keys can be given over. After that you will need to tell the removal men that they can start moving you in. As a matter of policy we do not suggest a specific removal organisation but can assist you in locating a conveyancing in Waddington or a legal practice with expertise in conveyancing in Waddington.
I am the only recipient of my late father’s will and I have everything in my name alone, including the my former home in Waddington. Conveyancing formalities meant that the Land Registry date was in January. I plan to dispose of the property. I do know about the Mortgage Lenders six month 'rule', which means that my proprietorship may be considered the same way as though I had purchased the house in January. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be caught by that. How practical a view mortgage companies take of it, depend on the lender as this provision chiefly exists to pick up on the purchase and immediately sell or the flipping of properties.
Due to the advice of my in-laws I had a survey completed on a property in Waddington in advance of retaining conveyancers. I have been informed that there is a flying freehold element to the house. My surveyor advised that some banks tend refuse to grant a loan on such a premises.
It varies from the lender to lender. Bank of Scotland has different requirements from Halifax. Should you wish to telephone us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Waddington. Conveyancing will be smoother if you use a solicitor in Waddington especially if they are familiar with such properties in Waddington.
I have instructed a Waddington conveyancing solicitor for our home move (novice purchasers) and have spotted in the Ts and Cs that they are not governed by the Financial Conduct Authority. Am I right to be worried or is that standard with conveyancer?
We can't see why they should be. Most property lawyer don't lend money. You should check that they are regulated by the Solicitors Regulation Authority, who dictate specific rules in place on funds sitting on client account.