What is the first thing I need to know concerning purchase conveyancing in Lincoln?

You may not hear this from too many lawyers but conveyancing in Lincoln and elsewhere in Lincolnshire is an adversarial experience. Put another way, when it comes to conveyancing there is an abundance of room for friction between you and other parties involved in the legal transfer of property. E.g., the seller, estate agent and even potentially the bank. Appointing a lawyer for your conveyancing in Lincoln an important selection as your conveyancer is your adviser, and is the ONLY party in the transaction whose interest is to protect your legal interests and to keep you safe.

We are witnessing a worrying creep of a "blame" culture- someone has to be at fault for the process taking so long. We recommend that you your first instinct should be to trust your solicitor ahead of the other parties in the home moving process.

I am assisting my niece sell her property in Lincoln. Will the conveyancing solicitor order an energy performance certificate or it is for the seller to coordinate?

After the abolition of HIPs, EPC’s was left as a mandatory part of selling a house. An energy assessment must be commissioned in advance of the property being marketed. It is not something that lawyers normally arrange. Where you are using a Lincoln conveyancing lawyer they might be able to arrange EPC’s due to their contacts with long established local energy assessors

My bid for a property was accepted at auction in Lincoln. Conveyancing is needed. What happens now?

Now that you have to all intents and purposes signed on the dotted line you now have to instruct a conveyancing practitioner soon as you now have a pending a fixed date to complete the property. All auction property will ordinarily have a bespoke legal pack. This will include evidence of title and search results. In the case of leasehold property the auction papers should provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to a leasehold property. You should pass this on to the solicitor instructed by you at the earliest opportunity. Do make sure that that you have the requisite funding organised to complete the transaction on the set completion date.

I was told four weeks ago that my mortgage has been agreed to by TSB. Is it usual for TSB to only issue the offer once my solicitor in Lincoln is approved on their conveyancing panel? TSB have asked my solicitor to see a copy of their PI Insurance.

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for TSB to deal with your lawyer's application to be on the TSB conveyancing panel. There's no guarantee that your solicitor will be accepted.

Despite weeks of looking the Title Certificate and documents to our home can not be found. The solicitors who conducted the conveyancing in Lincoln 5 years ago have long since closed. What are my options?

Assuming you have a registered title the details of your ownership will be recorded by HMLR under a Title Number. It is possible to execute a search at the Land Registry, locate your property and obtain current copies of the property title for a small fee. If the property is Leasehold then the Land Registry will in most cases retain a certified duplicate of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.

Over the last few months I have been searching for a ground for flat up to £245,000 and found one round the corner in Lincoln I like with amenity areas and railway links nearby, however it only has 52 remaining years left on the lease. There is not much else in Lincoln suitable, so just wondered if I would be making a mistake buying a lease with such few years left?

Should you require a home loan that many years will be a potential deal breaker. Discount the price by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the property for at least twenty four months you may request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this.

Can a conveyancer remove someone from the title of my property in Lincoln ?

Extracting or adding someone to the title of your home is relatively straightforward. You’ll need to appoint a lawyer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a conveyancing practitioner