The mortgage offer from Santander for the refinancing of my 2 room apartment is expected within the next few days. Could you recommend a cheap conveyancing practitioner in Belton?

You are on the wrong site if you are seeking a cheap conveyancing solicitors in Belton. We can offer you excellent value conveyancing but we do not advertise as being the cheapest. Avoid the trap of appointing companies teasing you with low cost conveyancing in Belton. At best, in choosing a lawyer for cheap conveyancing, you will end up with what you pay for and at worst you will end up with a hefty uplift in extras and still not end up with the service you were looking for.

I am only a couple days away from an exchange on a flat in Belton and my parents have sent the exchange deposit to my property lawyer. I am now told that as the deposit has not arrived from me my property lawyer needs to disclose this to my lender. Apparently, in also acting for the lender he must inform them that the balance of the purchase price is coming from anyone other than me. I disclosed to the bank concerning my parents' contribution when I applied for the mortgage, so is it really appropriate for this now to delay the deal?

Your property lawyer is legally required to clarify with lender to ensure that they know that the balance of the purchase price is not from your own resources. The solicitor can only disclose this to your mortgage company if you agree, failing which, your lawyer must cease to continue acting.

My husband and I are purchasing a purpose built apartment in Belton with a loan from Coventry Building Society.We use our Belton conveyancing solicitor but Coventry Building Society says she’s not listed on their approved list of firms. We have to appoint a Coventry Building Society panel lawyer or keep our preferred solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?

No, not really. The mortgage issued to you is subject to its terms and conditions, a common one being that conveyancers needs to be on the Coventry Building Society approved list. in the past, most banks had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Coventry Building Society

Will commercial conveyancing searches disclose planned roadworks that may affect a commercial property in Belton?

Many commercial conveyancing solicitors in Belton will execute a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in investigating accurate data on highways that impact buildings and development assets in Belton. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Belton.

For every commercial conveyancing transaction in Belton it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately may result in delays to Belton commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not ordered for domestic conveyancing in Belton.

I am buying a new build apartment in Belton. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Belton

Please supply a car parking plan. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Forfeiture - bankruptcy or liquidation must not apply under this provision. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.