My wife and I are buying a apartment in Nantwich. I might seem paranoid but how we can trust a solicitor? At some point we will need to put funds into their account. What is the protection we have from them run away with our deposit?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I happen to be the sole beneficiary of my late father’s estate and I have everything in my name now, including the my former home in Nantwich. Conveyancing formalities meant that the Land Registry date was in August. I plan to dispose of the house. I do know about the CML 6 month 'rule', meaning my property ownership could be regarded the same way as if I'd bought the house in August. Is the property unsalable for six months?

The Council of Mortgage Lenders’ handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. Some banks would take a pragmatic view as this provision is chiefly there to identify subsales or the quick reselling of property.

After months of negotiation I have agreed a price on an apartment in Nantwich. My financial adviser pressured me to appoint their conveyancing practitioner. I paid an on account payment of £200. Not long after, the lawyer called me to say that they were not on the HSBC conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the HSBC panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I have justbeen informed that Wolstenholmes have closed. They conducted my conveyancing in Nantwich for a purchase of a freehold house 18 months ago. How can I be sure that the property is not still registered in the name of the previous owner?

The easiest way to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Nantwich conveyancing specialists.

I am buying a new build flat in Nantwich. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Nantwich

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please supply a car parking plan. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.

Due to the guidance of my in-laws I had a survey completed on a house in Nantwich ahead of retaining lawyers. I have been informed that there is a flying freehold aspect to the house. My surveyor has said that some banks will refuse to grant a mortgage on this type of property.

It varies from the lender to lender. Bank of Scotland has different instructions from Halifax. If you e-mail us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Nantwich. Conveyancing may be slightly more expensive based on your lender's requirements.

I today plan to offer on a house that appears to be perfect, at a great figure which is making it more attractive. I have since been informed that the title is leasehold rather than freehold. I am assuming that there are particular concerns buying a leasehold house in Nantwich. Conveyancing advisers have not yet been instructed. Will they explain the issues?

Most houses in Nantwich are freehold and not leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. We note that you are buying in Nantwich so you should seriously consider shopping around for a Nantwich conveyancing solicitor and be sure that they are used to dealing with leasehold houses. First you will need to check the unexpired lease term. As a leaseholder you will not be entirely free to do whatever you want with the house. The lease comes with conditions such as requiring the freeholder’sconsent to carry out alterations. It may be necessary to pay a contribution towards the maintenance of the estate where the property is part of an estate. Your solicitor will advise you fully on all the issues.

Nantwich Leasehold Conveyancing - A selection of Questions you should ask Prior to buying

It would be prudent to enquire if there are any onerous restrictions in the lease. For example it is fairly common in Nantwich leases that pets are not allowed in in a block in Nantwich. If you love the apartmentin Nantwich but your dog is not allowed to make the move with you then you will be presented with a difficult decision. Plenty Nantwich leasehold properties will incur a service charge for maintenance of the block invoiced by the management company. Where you acquire the flat you will have to meet this charge, normally in instalments throughout the year. This can be anything from several hundred pounds to thousands of pounds for blocks with lifts and large common areas. In all probability there will be a rentcharge for you to pay annual, ordinarily this is not a exorbitant sum, say around £50-£100 but you should to enquire as sometimes it can be prohibitively expensive. Who are the managing agents?