My husband and I are only a couple days away from an exchange on a property in Manselton and my parents have sent the exchange deposit to my property lawyer. I am now informed that as the deposit has not arrived from me my conveyancer needs to make a notification to my lender. Apparently, in also acting for the mortgage company he must inform them that the balance of the purchase price is coming from anyone other than me. I disclosed to the lender regarding my parents' contribution when I applied for the mortgage, so is it really appropriate for this now to hold matters up?

Your property lawyer is duty bound to clarify with the bank to make sure that they understand that the balance of the purchase price is not from your own funds. Your solicitor can only notify this to your bank if you permit them to, failing which, your lawyer must cease to continue acting.

Can I use your services to find a Conveyancing solicitor in Manselton even if I’m not purchasing or disposing of a house, for instance where I want to buy a shop in Manselton with a mortgage from Norwich and Peterborough Building Society?

The service is mainly used to get a quote from domestic conveyancing solicitors in Manselton but we have recorded at the end of this page a selection of Manselton commercial conveyancing firms. You will need to make contact with the company directly to see if they are also authorised to represent Norwich and Peterborough Building Society

I require fast conveyancing in Manselton as I have pressure to sign on the dotted line in less than 3 weeks. A home loan is not required. Can I decline from having conveyancing searches to save money and time?

As you are not getting a mortgage you are at liberty not to do searches although no solicitor would advise that you don't. With lots of history conveyancing in Manselton the following are instances of what can arise and therefore affect the marketability of the property: Refused Planning Applications, Overdue Charges, Overdue Grants, Unadopted Roads,...

Are there restrictive covenants that are commonly identified during conveyancing in Manselton?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Manselton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am purchasing my first flat in Manselton with the aid of help to buy. The developers refused to budge the price so I negotiated 6k of extras instead. The estate agent told me not to tell my solicitor about the extras as it may affect my loan with Alliance & Leicester . Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.