Our solicitor has identified a defect with the lease for the apartment we are buying in Birchgrove. The other side have put forward title insurance as a solution. We are content with insurance and will cover the costs. Our property lawyer has advised that he must be satisfied that the bank is happy with this solution. Are we the client or is the bank?
Even though you have a mortgage offer from the bank does not mean to say that the property will meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook provisions. You and the mortgage company are the client. These conveyancing instructions have to be complied with.
Having sold my house in Birchgrove last November but our buyer keeps texting daily to say his lawyer is waiting to hear from mine. What should have happened following completion?
Following your disposal your conveyancer should deliver the transfer documentation and all of the paperwork to the buyer’s lawyers. Where relevant, your conveyancer must also send confirmation that the legal charge in favour of the lender has been paid off to the purchasers solicitors. There is unlikely to be post completion tasks unique to conveyancing in Birchgrove.
My property lawyer in Birchgrove is not listed on the Britannia Solicitor Panel. Is it possible for me to use my prefered solicitor notwithstanding that they are excluded from the Britannia panel?
Your options are as follows:
- Carry on with your existing Birchgrove lawyers but Britannia will need to use a solicitor on their list of acceptable firms. This will inevitably rack up the total conveyancing fees as well as cause frustration.
- Find an alternative practitioner to act in the conveyancing, remembering to check they are Convince your lawyer to use their best endeavours to join the Britannia conveyancing panel
In what way does the Landlord & Tenant Act 1954 affect my business property in Birchgrove and how can you help?
The particular law that you refer to provides a safeguard to business leaseholders, giving them the right to make a request to court for a continuation of occupancy when the lease reaches an end. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Birchgrove is one of the hundreds of locations in which the firms we work with have offices
My husband and I are a fortnight into a residential purchase having been directed to conveyancers by the high street agent to handle our conveyancing in Birchgrove. I am am starting to be frustrated with the level of service. Could you you assist me in finding new solicitors?
A lawyer would have to be really bad in order to consider diss instructing them. Has your mortgage offer been sent? If so you must make them aware of the new contact details and get the mortgage documents are issued to the new lawyers. The solicitor ideally should be on the mortgage company panel to avoid escalating expenses and frustration. That should be your starting point. Our search tool should help you find a lender approved solicitor for your conveyancing in Birchgrove