I am expecting a mortgage offer from Halifax. My intention is to use a Licensed Conveyancer in Mumbles. Does the Halifax Solicitor panel allow for conveyancers regulated by the CLC?

The Halifax conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.

three months have elapsed since my purchase conveyancing in Mumbles completed. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Taking into account that I will soon spend £400,000 on a terraced house in Mumbles I wish to talk to a lawyer regarding thetransaction ahead of giving the go ahead to the firm. Can this be arranged?

We could not agree more - it is our preference to talk to you we do not take any clients on without you speaking to the lawyer who will be doing your conveyancing in Mumbles.There is no ‘factory style conveyancing’ - every client is unique individual, not a file reference. The practices that we put you in touch with believe that the figure you are quoted for your conveyancing in Mumbles should be the amount on the final invoice that you are charged.

I am in need of some leasehold conveyancing in Mumbles. Before diving in I want to be sure as to the unexpired term of the lease.

Assuming the lease is registered - and almost all are in Mumbles - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Mumbles Leasehold Conveyancing - Sample of Questions you should ask Prior to buying

It is important to be aware if changing the roof or some other major work is coming up that will be shared by the tenants and may well materially increase the the maintenance fees or require a specific invoice. Is anyone aware of any major works in the near future that will likely increase the service charges? Is the freehold reversion owned collectively by the tenants?

Why do I have to send my with a list of items of identification before I can commence with selling or buying a property in Mumbles?

Mumbles s are duty bound by the Law Society, SRA, HM Land Registry and current AML Regulations to certify that the have verified the identity of their clients. It will also be a condition of your mortgage offer. Furthermore they have to complete various forms, particularly those relating to Land Tax and need to have information such as your full names, NI number and date of birth.