I own a freehold house in Morriston but still charged rent, why is this and what is this?

It is rare for properties in Morriston and has limited impact for conveyancing in Morriston but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the generation of fresh rentcharges post 1977.

Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 is to be extinguished.

I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Morriston. My lender is Virgin

Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 11/9/2025, the requirements read as follows :

What is the difference between a licensed conveyancer and conveyancing solicitor in Morriston

There are many recorded licenced Conveyancers in Morriston and Solicitor firms in Morriston to choose from We would stress that the two are supervised by regulatory bodies with both specialising in the legal aspects of transferring property. Both can conduct other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.

Is there a list of TSB panel conveyancers in Morriston on the Council of Mortgage Lender’s Website?

Unfortunately not yet. There is no such directory service on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings viewable on the web. Where you are looking for a Morriston solicitor on the TSB please use our facility.

I am due to exchange contracts on my apartment. I had a double glazing fitted in July 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Nottingham are being problematic. The Morriston solicitor who is on the Nottingham conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Nottingham are insisting on a building regulation certificate. Why do Nottingham have a conveyancing panel if they don't accept advice from them?

It is probably the case that Nottingham have referred the matter to their valuer. The reason why Nottingham may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Just had an offer accepted on a new build apartment in Morriston. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Morriston

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? There must be mutual enforceability of lessee’s covenants.

I acquired a flat in Morriston last 12/8/2024 and to date it is still not recorded with the Land Registry. It was part of a development site and my lawyer told me that it may take 12 months to complete the registration formalities. I have contacted HMLR directly and they have informed me the initial application was cancelled due to questions not being addressed in time. What can I do?

Contact your conveyancer - if you are not getting sensible responses, find out about their firm’s complaints protocol and escalate your concerns to a Complaints Manager. Registrations for Morriston conveyancing are not known to be significantly delayed.