We see that you have a post code search directory identifying firms on the Nationwide conveyancing panel. Do companies pay you a commission if I retain them for our conveyancing in Pontarddulais?
We are a listing service only for law firms wishing to communicate if they are on the Nationwide conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Pontarddulais.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Pontarddulais. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 15/9/2025, the requirements read as follows :
A colleague informed me that in buying a property in Pontarddulais there could be various restrictions prohibiting external changes to the property. Is this right?
There are a number of properties in Pontarddulais which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Pontarddulais should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Is it the case that all Pontarddulais conveyancing solicitors on the Bank of Ireland conveyancing panel are overseen by the SRA?
As a firm of solicitors, in order to be on the Bank of Ireland approved list of solicitors they would need to be regulated by the Solicitors Regulatory Authority. Some banks do permit licenced conveyancers on their panel in which case such organisation would be regulated by the CLC.
It is unclear whether my bank requires a lease extension. I have telephoned my Pontarddulais building society branch on various occasions and was told it wasn't an issue and they would lend. My Pontarddulais conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they refuse to lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
The conveyancing practitioner has to comply with the CML Handbook Part 2 specifications for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
Over the last few months I have been searching for a flat up to £305k and found one near me in Pontarddulais I like with amenity areas and station in the vicinity, the downside is that it only has 61 years on the lease. I can't really find anything else in Pontarddulais suitable, so just wondered if I would be making a mistake acquiring a short lease?
Should you require a home loan that many years will likely be a potential deal breaker. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of twenty four months you can ask them to start the process of the extension and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this.
My partner and I may need to let out our Pontarddulais ground floor flat for a while due to taking a sabbatical. We used a Pontarddulais conveyancing practice in 2002 but they have closed and we did not think at the time get any guidance as to whether the lease prohibits the subletting of the flat. How do we find out?
Your lease governs the relationship between the freeholder and you the flat owner; in particular, it will say if subletting is not allowed, or permitted but only subject to certain caveats. The rule is that if the lease contains no specific ban or restriction, subletting is allowed. Most leases in Pontarddulais do not contain strict prohibition on subletting – such a clause would undoubtedly devalue the flat. Instead, there is usually simply a requirement that the owner notifies the freeholder, possibly sending a duplicate of the tenancy agreement.
I acquired a garden flat in Pontarddulais, conveyancing formalities finalised half a dozen years ago. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent flats in Pontarddulais with an extended lease are worth £185,000. The average or mid-range amount of ground rent is £65 invoiced annually. The lease ceases on 21st October 2086
With 61 years left to run we estimate the price of your lease extension to be between £18,100 and £20,800 as well as professional fees.
The figure above a general guide to costs for extending a lease, but we are not able to supply the actual costs without more detailed investigations. You should not use this information in tribunal or court proceedings. There are no doubt additional concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. Please do not take any other action based on this information without first seeking the advice of a professional.