I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Pontarddulais. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 17/7/2025, the requirements read as follows :
There are plenty of conveyancing solicitors in Pontarddulais but how do I know who I should use?
Do not opt for the lowest Pontarddulais conveyancing costs illustration. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
Two weeks ago we had a mortgage agreed in principle with Aldermore. Pontarddulais conveyancing practitioners are selected. How long does it take for Aldermore to forward the offer to the lawyer?
Some lenders take longer than others. Have Aldermore conducted the survey? Have you advised Aldermore as to your lawyers' details and checked that your lawyers are on the Aldermore conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
It is unclear whether my mortgage offer requires a lease extension. I have called my Pontarddulais building society branch on various occasions and was advised it wasn't an issue and they would lend. My Pontarddulais conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned to say that they will not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
Your conveyancing practitioner has to comply with the CML Handbook section two specifications for your bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I need some fast conveyancing in Pontarddulais as I am faced with a deadline to exchange contracts in less than 4 weeks. A mortgage is not required. Can I avoid the conveyancing searches to save money and time?
As you are are a mortgage free buyer you are at liberty not to have searches carried out although no solicitor would recommend that you don't. With lots of history conveyancing in Pontarddulais the following are examples of issues that can be revealed and adversely affect the marketability of the property: Enforcement Actions, Outstanding Fees, Overdue Grants, Road Schemes,...
Are there restrictive covenants that are commonly picked up as part of conveyancing in Pontarddulais?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Pontarddulais. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I need to instruct a conveyancing solicitor for freehold conveyancing in Pontarddulais. I happened to land on a site which seems to have the ideal answer If there is a chance to get all formalities completed via email that would be preferable. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?