We see that you have a post code search directory identifying firms on the Co-operative conveyancing panel. Do firms pay you a referral fee if I retain them for our own conveyancing in Lower Sunbury?

We are a listing service only for law firms wishing to communicate if they are on the Co-operative conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Lower Sunbury.

My wife and I purchased a 4 bedroom Georgian property in Lower Sunbury. Conveyancing practitioner acted for me and Bank of Scotland. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, another for leasehold under the matching property. Is it worth asking Bank of Scotland to clarify?

You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Lower Sunbury and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with the conveyancing lawyer who conducted the purchase.

The estate agent has sent us the confirmation of our purchase of a new build flat in Lower Sunbury. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Lower Sunbury

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please supply a car parking plan. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

Due to the encouragement of my in-laws I had a survey completed on a property in Lower Sunbury prior to instructing solicitors. I have been told that there is a flying freehold aspect to the house. My surveyor advised that some banks may refuse to issue a mortgage on a flying freehold premises.

It depends who your proposed lender is. Santander has different requirements for example to Birmingham Midshires. If you contact us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Lower Sunbury. Conveyancing may be slightly more expensive based on your lender's requirements.

I’m about to sell my garden flat in Lower Sunbury. Conveyancing is yet to be initiated, however I have recently had a quarterly service charge invoice – what should I do?

The sensible thing to do is discharge the service charge as you normally would given that all ground rent and service payments will be apportioned on completion, so you will be reimbursed by the purchaser for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

I am the leaseholder of a ground flat in Lower Sunbury. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal make a decision on the sum due for a lease extension?

Absolutely. We can put you in touch with a Lower Sunbury conveyancing firm who can help.

An example of a Lease Extension decision for a Lower Sunbury flat is 147 Redford Close in June 2012. The Tribunal determined the lease extension premium to be at £4,200 This case related to 1 flat. The unexpired lease term was 82.93 years.