My husband and I are looking to acquire a flat in Frampton on Severn and have instructed a Frampton on Severn conveyancing firm. Within the past 48 hours our conveyancer has sent a preliminary report and documents to look through with the expectation that exchange is imminent. Lloyds TSB Bank have this morning contacted us to inform me that there is now an issue as our Frampton on Severn solicitor is not on their conveyancing panel. Is this a problem?

When purchasing a property with mortgage finance it is normal for the purchasers' solicitors to also act for the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your property lawyer should contact your mortgage company and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on the lender’s conveyancing panel as you are at liberty to use your preferred Frampton on Severn lawyers, in which case your legal fees may increase, and it may delay matters as you have another set of people involved.

As someone not used to the Frampton on Severn conveyancing process what’s the number one tip you can impart concerning the house moving process in Frampton on Severn

Not many law firms shout this from the rooftops but conveyancing in Frampton on Severn or throughout England and Wales is an adversarial experience. In other words, when it comes to conveyancing there exists an abundance of room for confrontation between you and others involved in the ownership transfer. For instance, the seller, property agent and sometimes your lender. Selecting a lawyer for your conveyancing in Frampton on Severn is a critical decision as your conveyancer is your adviser, and is the ONE party in the legal process whose role it is to look after your legal interests and to keep you safe.

We are witnessing a worrying ongoing adversarial element to conveyancing- someone has to be blamed for the process being so protracted. We recommend that you your first instinct should be to trust your conveyancer above all other players when it comes to the legal assignment of property.

Due to the guidance of my in-laws I had a survey completed on a property in Frampton on Severn before retaining lawyers. I have been told that there is a flying freehold element to the property. Our surveyor has said that some banks tend not grant a mortgage on this type of property.

It depends who your proposed lender is. Lloyds has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Frampton on Severn. Conveyancing will be smoother if you use a solicitor in Frampton on Severn especially if they are acquainted with such properties in Frampton on Severn.

Can you offer any advice when it comes to finding a Frampton on Severn conveyancing practice to deal with our lease extension?

If you are instructing a solicitor for lease extension works (regardless if they are a Frampton on Severn conveyancing firm) it is imperative that he or she should be familiar with the legislation and specialises in this area of work. We suggest that you make enquires with several firms including non Frampton on Severn conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. The following questions might be of use:

How familiar is the practice with lease extension legislation?

Frampton on Severn Leasehold Conveyancing - A selection of Questions you should consider before Purchasing

Are any of leasehold owners in dispute over their service charge liability? This information is important as a) areas can cause problems in the block as the common areas may begin to deteriorate where services are not paid for b) if the leaseholders have a dispute with the managing agents you will want to have all the details How many years remain on the lease?

It has taken forever and a day but a mortgage agreement from a mortgage company for the refinancing of my 3 bedroom flat is due within the next few days. Are you able to recommend an efficient remortgage conveyancing lawyer in Frampton on Severn ?

You have come to the wrong place to search for the cheapest conveyancing solicitors in Frampton on Severn. Our aim is to provide value for money conveyancing but our intention is not to advertise as being the cheapest. Do not be fooled by brokers offering low cost conveyancing in Frampton on Severn.In your best case scenario, in opting for cheap conveyancing, you will get what you pay for and at worst you will end up paying a lot in additional fee and still not receive the service expected.