What is the optimal way of choosing a freehold conveyancing in Stroud?

Option 1 is to ask connections who they would recommend.

Second, look on the web for conveyancing in Stroud. Ring a couple or more firms listed and request that they forward you their conveyancing costs illustrations and speak to the lawyer who will handle your conveyancing prior tocommitting.

Third is to use our search tool to assist you in finding the right lawyers for you based on your individual factors including area of the property,timings, complications and who your intended lender is. Don't take the bait of low cost conveyancing in Stroud

I happen to be the single recipient of my late father’s will and I have everything in my name alone, including the my former home in Stroud. Conveyancing formalities meant that the Land Registry date was in December. I want to move. I do know about the CML 6 month 'rule', which means that my proprietorship may be treated the same way as though I had purchased the property in December. Do I have to wait 6 months to sell?

The Council of Mortgage Lenders’ handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be affected by that. How sensible a view mortgage companies take of it, depend on the bank as this clause is chiefly there to capture the purchase and immediately sell or the flipping of property.

The formalities of my purchase has taken place for my property in Stroud. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?

Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.

I am due to exchange contracts on my apartment. I had a double glazing fitted in March 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, UBS are being pedantic. The Stroud solicitor who is on the UBS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but UBS are requiring a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?

It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

A friend recommended that where I am buying in Stroud I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

A search of this type is usually quoted for as part of the standard Stroud conveyancing searches. It is not a small document of about 40 pages, listing and detailing important information about Stroud around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Stroud Education with plans and statistics, Local Amenities and other useful data concerning Stroud.

I am purchasing a new build house in Stroud with the aid of help to buy. The developers refused to reduce the amount so I negotiated 6k of extras instead. The property agent told me not inform my solicitor about the deal as it would impact my mortgage with Platform Home Loans Ltd. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My uncle has urged me to instruct his conveyancing solicitors in Stroud. Should I find my own conveyancer?

There are no two ways about it the ideal way to find a conveyancing solicitor is to get recommendations from friends or relatives who have actually used the solicitor you're considering.