All was ready to move into my new home in Nailsworth next Monday. My lawyer now wants me to supply her with proof of content and building insurance for the property as he says that he has to check this in his capacity as lawyer for the mortgage company. What risks does the mortgage company expect the insurance to cover?

Any lawyer on acting for banks would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook requirements. These obligations are not limited to conveyancing in Nailsworth.

Forgive me if this question is silly but I am new to the home buying as a first time purchaser of a two bedroom flat in Nailsworth. Do I receive the keys to the house on the completion date from my lawyer? If this is the case, I will instruct a High Street conveyancing solicitor in Nailsworth?

On the day of completion you do not need to go to the conveyancers office in Nailsworth. Your solicitors will transfer the purchase money to the owner’s conveyancers, and shortly after the monies have arrived, you should be invited to collect the keys from the selling Agents and start moving into the property. Usually this occurs early afternoon.

I'm in the process of looking at houses in Nailsworth and I am about to put in an offer. Is it best to have my property lawyer on ‘stand by’? I am planning to take a mortgage with Santander.

It would be advisable to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. As you are getting a mortgage with Santander, ask your prospective lawyers if they are on the Santander conveyancing panel otherwise they can't do the mortgage legal work.

Intending to buy a maisonette in Nailsworth. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nationwide conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Nailsworth property lawyer is on the Nationwide conveyancing panel.

I got the keys to my home on 8 July and my personal details are still not on the land registry website. Any reason for this? My conveyancing solicitor in Nailsworth advises it should be formalised inside ten days. Are titles in Nailsworth uniquely lengthy to register?

There is nothing unique about conveyancing in Nailsworth registration formalities. Rather than based on location, timeframes can vary according to the party submitting the application, whether it is in order and if the Land registry need to notify any other parties. As of today approximately three quarters of submission are completed in less than three weeks but some can be subject to extensive delays. Registration takes place after the buyer has moved in to the premises thus an expedited registration is not usually primary concern but if it is urgent that the the registration takes place urgently then you or your solicitor must contact the land registry and explain the circumstances.

I am buying a new build flat in Nailsworth. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Nailsworth

Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

I am are looking to find a responsive conveyancing lawyer in Nailsworth to help me sell my apartment. I want to avoid being ripped off but with lots of Nailsworth conveyancing practices out there...how do I know which one is best to select?

To fee estimates for your move via conveyancing firms that provide services in Nailsworth please make the most of our quote tool.