I am acquiring a house without a mortgage in Thornbury. I have been residing for the last 20 years in Thornbury. Conveyancing searches are exorbitant. Given that I have knowledge of the road and vicinity very well should I not bother getting the solicitor to do all the conveyancing searches?

In the absence of a home loan, then almost all of the Thornbury conveyancing searches are non-obligatory. Your conveyancer will ’encourage you, no-doubt strongly, that you should have searches done, but she has a professional duty to take that path of guidance. Do take into account; if you are likely to sell the house at a future date, it will be of relevance to your future buyer what the searches reveal. Sometimes houses with day to day issues can still throw up unpredicted search results. A competent conveyancing solicitor in Thornbury should be able to give you some constructive guidance here.

My wife and I have a 4 bedroom Edwardian house in Thornbury. Conveyancing practitioner represented me and . I did a free Land Registry search last week and there are a couple of entries: one for freehold, another for leasehold with the exact same address. I'd like to know for sure, how can I find out??

You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Thornbury and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with the conveyancing lawyer who conducted the work.

I am purchasing my first flat in Thornbury with a loan from . The sellers refused to reduce the price so I negotiated £7000 of extras instead. The property agent suggested that I not to tell my conveyancer about this extras as it would affect my loan with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How do I use the search facility to choose a conveyancing lawyer in Thornbury on the approved list for my bank?

1st select a lender such as , or then type in your preferred area for instance Thornbury. Conveyancing practices in Thornbury and beyond will then be identified.

Can I discover who is the owner of a property in Thornbury?

Provided the premises is recorded at HM Land Registry, and you have requisite information of the address of the property, you will be able to see details from the HMLR of the registered owner for a fee.