Can your site be used to recommend a Conveyancing solicitor in Gloucester even where I’m not purchasing or disposing of a house, for example where I want to buy a shop in Gloucester with a loan from Lloyds TSB Bank?
The service is predominantly utilised to get a quote from residential conveyancing solicitors in Gloucester but we have set out towards the bottom of this page a few Gloucester commercial conveyancing firms. You should speak with the company directly to check if they can also act for Lloyds TSB Bank
What is the difference between a licensed conveyancer and conveyancing solicitor in Gloucester
Two types of professional can do conveyancing in Gloucester namely licenced conveyancers or solicitors. The two can handle conveyancing services that you need to complete the sale or purchase of property. Both are required to execute Gloucester conveyancing to the same standards and guidelines so you may be safe in the knowledge that your conveyancing will be professionally conducted and that all necessary steps should be accurately attended to.
I am purchasing a property in Gloucester. One unusual aspect is that the roof has a solar panel. UBS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with UBS your lawyer must comply with the formal instructions contained in Part two of UK Finance Lenders’ Handbook for UBS. The CML Handbook includes minimum specifications for solar panel roof-space leases, and solicitors are required to report to UBS where a lease fails to meet these requirements. The requirements relate to the installation of panels on properties nationwide and is not limited to Gloucester.
I have today made my last payment due on my mortgage with Skipton. I assume I don't need a Gloucester conveyancing practitioner on the Skipton panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Skipton has sent the Land Registry the discharge electronically, and
- Skipton has instructed the Land Registry to do so
I am downsizing from our property in Gloucester and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. Any local lawyer would know that there is no such problem. For the life of me I don't know why the buyers instructed a factory type conveyancing outfit as opposed to a conveyancing solicitor in Gloucester. Having lived in Gloucester for 5 years we know that this is a non issue. Should we contact our local Authority to get clarification that there is no issue.
It sounds as though you may have a conveyancing solicitor currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I am buying my first flat in Gloucester benefiting from help to buy. The builders refused to move on the amount so I negotiated £7000 of fixtures and fittings instead. The estate agent advised me not to tell my conveyancer about this side-deal as it could adversely affect my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My husband and I are new to the buying process - agreed a price, but the selling agent told us that the owners will only proceed if we instruct the agent's recommended solicitors as they want an ‘expedited deal’. My instinct tells me that we should use a high street conveyancer with experience of conveyancing in Gloucester
We suspect that the owner is unaware of this requirement. Should the seller desire ‘a quick sale', turning down a serious purchaser is going to damage their objectives. Try to communicate with the owners directly and make the point that (a)you are motivated buyers (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you intend to proceed fast (e)however you are going to instruct your preferred Gloucester conveyancing firm - not the ones that will earn their estate agent a kickback or hit his conveyancing thresholds pre-set by senior management.