How do I find the right lawyer to supply a 1st class service for my conveyancing in Harbury?

First ask your friends and family who they experienced using in the past and if they were happy with the service.

Option 2 is to use a comparison service on the web for conveyancing in Harbury. Ring a couple or more firms listed and ask them to forward you their conveyancing charges and have a conversation with the lawyer who will conduct the legal process beforemaking your decision.

Third is to use our search tool to help you find the right lawyers taking into account your individual expectations including area of the property,deadlines, complexity and who your intended mortgage company is. Don't take the bait of ninety nine pound conveyancing in Harbury

Are the BSA planning on creating a online directory to to identify firms on the Norwich and Peterborough Building Society conveyancing panel for instance in Harbury?

We are not aware of any plans on the part of the BSA to develop such a register.

When it comes to lenders such as Yorkshire BS, do Harbury conveyancing practitioners have to pay a yearly amount to be on the list of approved solicitors?

We are unaware of any bank fees to register on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel application.

We expect to receive a AIP from Clydesdale this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Clydesdale recommend any Harbury solicitors on the Clydesdale conveyancing panel, or is it better to go independently?

You will need to appoint Harbury solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.

Barclays have agreed my mortgage in principle, my offer on a apartment in Harbury has been accepted, what are the next steps?

Your estate agent will wish to know who your solicitors are (ensure that the solicitors are on the bank’s panel). Contact Barclays or your broker and finalise any relevant documentation. Barclays will appoint a valuer who will get in contact with the estate agent or seller to book an appointment. Once carried out (assuming no problems) it takes on average ten days to receive the mortgage offer. Barclays will send the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Harbury.

How does conveyancing in Harbury differ for new build properties?

Most buyers of new build or newly converted property in Harbury come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is built. This is because developers in Harbury usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Harbury or who has acted in the same development.

I decided to have a survey done on a property in Harbury before appointing conveyancers. I have been advised that there is a flying freehold element to the property. The surveyor has said that some mortgage companies will not issue a mortgage on this type of premises.

It depends who your proposed lender is. Lloyds has different instructions for example to Halifax. If you e-mail us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Harbury. Conveyancing will be smoother if you use a solicitor in Harbury especially if they are accustomed to such properties in Harbury.