I can't travel far from Daventry. Is there a reason why all Daventry property lawyers aren't automatically on all mortgage company panels?
As inequitable as it may appear for mortgage companies to limit who can act for them, from the public’s or solicitor’s viewpoint, the flip side is that banks are becoming ever more anxious and regard it necessary to shield themselves against mortgage fraud. As a consequence of this concern mortgage companies have restricted their conveyancing panel to a manageable size.
Can you recommend a TSB sanctioned Daventry conveyancing conveyancer that can complete within a very limited time frame? Would it be better to use a local Daventry solicitor or an online firm?
We would be happy to suggest some excellent Daventry conveyancing firms. Another option is to visit the high street in Daventry. Go in to a couple of law practices and request to speak with a conveyancing solicitor for a fee estimate. Discuss your expectations together with your reasons and ask for a commitment on speed. Appoint the one that you trust.
What does my ID and proof of funds have anything to do with my conveyancing in Daventry? Is this really necessary?
It is indeed that case that these requests have nothing to do with conveyancing in Daventry. Nowadays you will not be able to proceed with any conveyancing transaction if you have not submitting proof of your identity. This usually takes the form of a either your passport or driving licence plus a utility bill. Remember if you are providing your driving licence as proof of identification it must be both the paper part as well as the photo card part, one is not satisfactory in the absence of the other.
Proof of your origin of funds is required under Money Laundering Regulations. Don’t be offended when when this is requested of you as your lawyer must retain this information on record. Your Daventry conveyancing practitioner will need to see evidence of proof of funds prior to accepting any monies from you into their client account and they should also ask further queries concerning the origin of funds.
My husband and I are FTB’s - agreed a price, yet the agent has warned us that the owners will only proceed if we appoint the agent's recommended solicitors as they need a ‘quick sale’. My instinct tells me that we should use a high street conveyancer with experience of conveyancing in Daventry
We suspect that the seller is unaware of this request. If they desire ‘a quick sale', turning down a serious buyer is not the way to achieve this. Bypass the agents and go straight to the owners and make the point that (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you are chain free (d) you wish to move quickly (e)but you intend to appoint your own,trusted Daventry conveyancing solicitors - as opposed tothose that will earn their negotiator at the agency a introducer fee or hit his conveyancing figures set by HQ.
I previously informed by my mortgage company that their approved solicitors work on no move no charge basis for conveyancing in Daventry. My purchase fell through and now the conveyancers want search fees! They are claiming that the fees are nothing to do with their fees!
Daventry conveyancing search costs are disbursements not solicitors fees as these are paid to a third party.