We were about to instruct a conveyancing solicitor in Chadwell Heath listed on your site but stumbled across some other quotes via the web look less expensive – why is this?

One can find many firms of conveyancing organisations promoting alleged £99 conveyancing, yet more often than not extracharges result in the final fee totally different to the one you expected. According to the Legal Ombudsman costs listed in terms and conditions should be equitable raised The solicitors that we put forward for conveyancing in Chadwell Heath specify all charges for the property you plan topurchase.

What does my ID and proof of funds have anything to do with my conveyancing in Chadwell Heath? Why is this being asked of me?

It is indeed that case that the requirement set out by your lawyer has nothing to do with conveyancing in Chadwell Heath. However these days you can not proceed with any conveyancing transaction without first handing over proof of your identity. This usually takes the form of a either your passport or driving licence and a council tax bill. Remember if you are providing your driving licence as evidence of ID it needs to be both the paper element and photo card part, one is not sufficient in the absence of the other.

Evidence of the source of money is required under Money Laundering Regulations. You should not be offended when you are asked to produce this as your lawyer will need to have this information on record. Your Chadwell Heath conveyancing practitioner will need to see evidence of proof of funds prior to accepting any money from you into their client account and they should also ask additional queries concerning the origin of funds.

I require quick conveyancing in Chadwell Heath as I have a deadline to complete inside one month. Thankfully I do not need a mortgage. Is it possible to decline from having conveyancing searches to save fees and time?

As you are are a mortgage free purchaser you are at free not to have searches conducted although no lawyer would recommend that you don't. With lots of history conveyancing in Chadwell Heath the following are examples of issues that can crop up and adversely impact future mortgageability: Enforcement Actions, Overdue Fees, Overdue Grants, Railway Schemes,...

My wife and I purchased a semi-detached Victorian house in Chadwell Heath. Conveyancing practitioner represented me and HSBC Bank. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, another for leasehold with the matching address. I'd like to know for sure, how can I find out??

You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chadwell Heath and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with the conveyancing solicitor who conducted the purchase.

I'm buying a new build house in Chadwell Heath benefiting from help to buy. The sellers would not budge the amount so I negotiated £7000 of fixtures and fittings instead. The estate agent told me not to tell my lawyer about the extras as it would put at risk my mortgage with Barnsley Building Society. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.