My wife and I are refinancing our flat in Catshill with Nationwide. We have a son 18 who lives with us. Our solicitor has asked us to disclose any adults other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the flat is forfeited by the lender. I have a couple of concerns (1) Is this document specific to the Nationwide conveyancing panel as he did not need to sign this form when we remortgaged 3 years ago (2) Does our son by signing this extinguish his entitlement to inherit the property?

First, rest assured that your Nationwide conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Nationwide. This is solely used to protect Nationwide if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Nationwide had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

As someone unfamiliar with the Catshill conveyancing process what is your top tip you can impart for the legal transfer of property in Catshill

Not many law firms or advisers will tell you this but conveyancing in Catshill or throughout England and Wales is an adversarial process. Put another way, when it comes to conveyancing there exists an abundance of opportunity for confrontation between you and other parties involved in the transaction. E.g., the vendor, property agent and on occasion the mortgage company. Choosing a law firm for your conveyancing in Catshill should not be taken lightly as your conveyancer is your adviser, and is the ONE party in the process whose role it is to protect your best interests and to protect you.

Sometimes a third party with a vested interest will try and convince you that you should follow their advice. For example, the selling agent may claim to be assisting by claiming that your lawyer is slow. Or your mortgage broker may try to convince you to do take action that is against your lawyers recommendation. You should always trust your lawyer above all other parties in the conveyancing process.

I am looking to buy a property and need a conveyancing solicitor in Catshill who is on the Virgin Money solicitor. Could you point me in the right direction as regards a firm?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Virgin Money in certain locations such as Catshill. We dont recommend any particular firm.

Should commercial conveyancing searches reveal impending roadworks that could impact a commercial site in Catshill?

Its becoming the norm that commercial conveyancing solicitors in Catshill will carry out a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in looking into accurate data on highways that impact buildings and development assets in Catshill. The report provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Catshill.

For every commercial conveyancing transaction in Catshill it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately could cause delays to Catshill commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not carried out for domestic conveyancing in Catshill.

I am a fortnight into a residential purchase having been recommend to a firm by the local agent to handle our conveyancing in Catshill. I am am extremely dissatisfied with the quality of service. Could you you assist me in finding new lawyers?

A conveyancer would have to be really poor in order to consider changing them. Has the mortgage been generated? If so you need to inform them of the new solicitor and ensure the offer are re-sent. Your conveyancer should be on the banks approved list to avoid added fees and frustration. So that should be your starting point. Our search tool will assist you in finding a bank approved conveyancer for your home move in Catshill