We are a couple about to exchange contracts for a semi detached house in Little Hampton. We have hit a stumbling block. Our loan offer with TSB expires on 27/1/2026 but the sellers are suggesting a completion date of 29/1/2026. Is it possible to prolong the loan offer?

The person best placed to address this issue is your conveyancer who is in a position to assess if he or she is should be discussing with the bank, vendor’s solicitors, estate agents or conceivably all three given the history of your conveyancing as of today.

I am remortgaging my home in Little Hampton, does my lawyer have to be on the UBS Conveyancing panel?

In theory, you could use a solicitor that is not on the UBS conveyancing panel, but UBS would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.

Should commercial conveyancing searches disclose proposed roadworks that may affect a commercial estate in Little Hampton?

Many commercial conveyancing solicitors in Little Hampton will execute a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in researching accurate data on highways that impact buildings and development assets in Little Hampton. The search result sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Little Hampton.

For each commercial conveyancing transaction in Little Hampton it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately could result in delays to Little Hampton commercial conveyancing deals as well as present a risk to future intentions for the site. These searches are not ordered for residential conveyancing in Little Hampton.

I got the keys to my house on 11 September and the transaction details are still not registered. Should I be concerned? My conveyancing solicitor in Little Hampton expressed confidence that it will be recorded inside ten days. Are transfers in Little Hampton particularly slow to register?

There is nothing unique when it comes to conveyancing in Little Hampton registration formalities. As opposed to being determined by geographic area, timescales can differ depending on who lodges the application, whether there are errors and whether the Land registry have to notify any other persons or bodies. At present approximately 80% of submission are fully addressed in less than three weeks but some can be subject to protracted delays. Historically registration occurs after the buyer has moved in to the property so 'speed' is not typically primary concern but where there is a degree of urgency associated with the registration then you or your solicitor could speak with the land registry and explain the circumstances.

I work for a busy estate agency in Little Hampton where we have experienced a number of leasehold sales derailed as a result of short leases. I have received contradictory information from local Little Hampton conveyancing firms. Could you clarify whether the seller of a flat can instigate the lease extension formalities for the buyer?

As long as the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to commence the lease extension process and assign the benefit of the notice to the purchaser. This means that the buyer need not have to sit tight for 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed prior to, or simultaneously with completion of the disposal of the property.

Alternatively, it may be possible to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.

Little Hampton Conveyancing for Leasehold Flats - A selection of Queries before Purchasing

You will want to find out as much as possible concerning the managing agents as they will impact your use and enjoyment of the property. Being a leasehold owner you are frequently in the clutches of the managing agents from a financial perspective and when it comes to practical issues like the upkeep of the common parts. Don't be afraid to ask other tenants what they think of their management. On a final note, investigate as to the dates that the service fees are due to the relevant party and specifically what you get for your money. Plenty Little Hampton leasehold apartments will have a service charge for maintenance of the block invoiced by the freeholder. If you acquire the apartment you will have to meet this liability, normally quarterly throughout the year. This may differ from two or three hundred pounds to thousands of pounds for large purpose-built buildings. There will also be a rentcharge to be met yearly, this is usually not a significant figure, say approximately £25-£75 but you need to check as sometimes it could be many hundreds of pounds. What is the maintenance charge and ground rent on the flat?