My brother-in-law has suggested I instruct a conveyancing solicitor in Chaddesley Corbett. I need to find out whether they are on the Bank of Ireland conveyancing panel. Can you assist?

The first thing you should do is e-mail your lawyer and enquire if they are on the lender panel. Alternatively please call Bank of Ireland who may be able to confirm.

Last month we had a mortgage agreed in principle with Nottingham. Chaddesley Corbett conveyancing solicitors are selected. How long does it take for Nottingham to issue the offer to the conveyancing practitioner?

There is no definitive answer here. Have Nottingham done the survey? Have you informed Nottingham as to your lawyers' details and checked that your lawyers are on the Nottingham conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

Completion of my remortgage has taken place for my property in Chaddesley Corbett. Conveyancing was satisfactory but I would like to complain about the lender. How does one go about formally complaining?

Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.

My sealed bid on a house in Chaddesley Corbett has been agreed to, the sellers do however have a dependent purchase. The sellers have offered on somewhere, however it’s not been accepted yet, and have viewings of other apartments in the pipeline. I have instructed a high street conveyancing solicitor in Chaddesley Corbett. What do I do now? At what stage should I apply for the mortgage with Nationwide?

It is usual to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is approx £1k, then valuation, Chaddesley Corbett conveyancing search costs, etc). First, you must ensure that your property lawyer is on the Nationwide approved list. Concerning the subsequent phase this very much depends on the circumstances of your case, attraction to the property and on the state of the market. In a hot market the majority of purchasers will apply for the mortgage with Nationwide and pay for the valuation and only if it was satisfactory would they pay their property lawyer to press on with the conveyancing in Chaddesley Corbett.

Am I right to be concerned about estate agents that I am dealing with are suggesting an internet conveyancing firm as opposed to a High Street Chaddesley Corbett conveyancing company?

As is the case with lots of professional services, often recommendations from family and friends can be extremely useful or valuable. But there are many players in a conveyancing transaction; estate agents, financial adviser and lenders may suggest solicitors to select. Sometimes these conveyancers might be known to one of the organisations as being good in their field, but occasionally there might be a commercial relationship behind the endorsement. You have the discretion to appoint your preferred lawyer. Don't forget that most banks have an approved list of solicitors you have to use for the mortgage aspect of your transaction.

I need to find a conveyancing solicitor for residential conveyancing in Chaddesley Corbett. I've chance upon a web site which seems to have the perfect offering If there is a chance to get all this stuff completed via phone that would be preferable. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I have just started marketing my ground floor apartment in Chaddesley Corbett. Conveyancing solicitors are to be appointed soon, but I have just had a yearly maintenance charge invoice – should I leave it to the buyer to sort out?

It best that you clear the invoice as you normally would as all ground rent and service charges will be apportioned as part of the financial calculations for completion monies, so you will be reimbursed by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

I bought a basement flat in Chaddesley Corbett, conveyancing was carried out half a dozen years ago. How much will my lease extension cost? Corresponding flats in Chaddesley Corbett with over 90 years remaining are worth £197,000. The average or mid-range amount of ground rent is £55 yearly. The lease comes to an end on 21st October 2080

With only 55 years left to run the likely cost is going to be between £31,400 and £36,200 plus legals.

The figure above a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed investigations. Do not use the figures in tribunal or court proceedings. There may be additional issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information before seeking the advice of a professional.