It is is a decade since I purchased my home in tipton. Conveyancing solicitors have now been retained on the sale but I am unable to track down the deeds. Will this cause complications?
Don’t worry too much. Firstly there is a possibility that the deeds will be retained by the lender or they may be in the possession of the lawyers who handled your purchase. Secondly in all probability the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors procuring up to date copy of the land registers. The vast majority of conveyancing in tipton involves registered property but in the unlikely event that your home is not registered it adds to the complexity but is not insurmountable.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in tipton. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 11/12/2025, the requirements read as follows :
Over the last few months I have been searching for a leasehold apartment up to £305k and identified one close by in tipton I like with amenity areas and station in the vicinity, however it only has 51 years unexpired on the lease. There is not much else in tipton for this price, so just wondered if I would be making a mistake buying a lease with such few years left?
If you require a home loan the remaining unexpired lease term will be problematic. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least 2 years you may request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this matter.
Is it possible to transfer to a new conveyancer as I have to choose a firm on the Godiva Mortgages Ltd conveyancing panel. I had appointed a family conveyancing solicitor in tipton round the corner but she is not accepted by Godiva Mortgages Ltd
We will our best to assist in finding you a conveyancing solicitor in tipton on the Godiva Mortgages Ltd panel. Please note that the conveyancers that we list do not pay us a referral fee if you instruct them and are registered with the Solicitors Regulation Authority who oversee all conveyancing solicitors in tipton. In making use of the find a conveyancing solicitor tool on this website, you can scrutinise fees for conveyancing solicitors in tipton and throughout England and Wales.
I need to instruct a conveyancing solicitor for residential conveyancing in tipton. I've discover a web site which looks to be the ideal answer If it is possible to get all the legals done via web that would be ideal. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?