When reviewing mumsnet.com for a recommended solicitor in Ladywood, many say that I should look for a CQS accredited solicitor. What is CQS?

The Law Society's Conveyancing Quality Scheme is the recognised quality mark for legal experts in home moving process, trusted by some of the UK's major mortgage companies. In 2011-12 the Conveyancing Quality Scheme was officially recognised by the Legal Ombudsman. The scheme does not cover licenced conveyancers. Ladywood is one of the numerous areas of the UK where there are CQS lawyers.

Do I need to pay for insurance to address the risk of chancel repairs when purchasing a house in Ladywood?

Unless a previous acquisition of the premises completed post 12 October 2013 you could expect solicitors handling conveyancing in Ladywood to remain encouraging a chancel search and or chancel repair liability insurance.

I have justfound out that Stirling Law have closed. They conducted my conveyancing in Ladywood for a purchase of a freehold house 9 months ago. How can I establish that the property is registered correctly in the name of the previous owner?

The easiest method to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Ladywood conveyancing specialists.

I'm purchasing a new build house in Ladywood with a mortgage from Britannia. The sellers refused to budge the price so I negotiated five thousand pounds worth of extras instead. The sale representative suggested that I not disclose to my lawyer about the deal as it may put at risk my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I note that you have a post code search directory listing firms on the lender conveyancing panel. Do Ladywood conveyancing companies pay you a commission if I retain them for my house purchase?

We are a listing service only for law firms wishing to communicate if they are on the mortgage company conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Ladywood.