Me and my fiance are planning to buy a 3 bedroom apartment in Catford with a mortgage. We like our Catford solicitor, but the mortgage company advise he's not on their "panel". It seems we have no option but to use one of the lender panel conveyancing practices or keep our Catford solicitor as well as pay for one of their panel lawyers to represent them. We consider that this is inequitable; is there anything we can do?

Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Catford conveyancing solicitor to apply to be on the conveyancing panel.

Can the conveyancing lawyers indexed on your site carry out right to buy conveyancing in Catford?

We have identified numerous conveyancing experts carrying out right to buy conveyancing You should get in touch with us to get a costs illustration.

A colleague pointed out to me me that in buying a property in Catford there may be a number of restrictions limiting what one can do in terms of external alterations to the property. Is this right?

We are aware of anumerous of properties in Catford which have some sort of restriction or requirement of consent to external variations. Part of the conveyancing in Catford should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I am the single beneficiary of my late father’s will with all property in now in my sole name, including the house in Catford. The Catford property was put into my name in January. I want to move. I do know about the CML six month 'rule', which means that my property ownership could be regarded the same way as if I'd bought the house in January. Will no one buy the property for half a year?

The Council of Mortgage Lenders’ handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be affected by that. Some mortgage companies would take a pragmatic view as this provision chiefly exists to pick up on the purchase and immediately sell or the wholesaling and assigning of properties.

Is it the case that all Catford solicitor practices on the Coventry BS conveyancing panel are regulated by the SRA?

As solicitors, in order to be on the Coventry BS conveyancing panel they would need to be governed by the SRA. Many lenders do permit licenced conveyancers on their panel and in that case the firms would be regulated by the CLC.

I need some quick conveyancing in Catford as I have pressure to sign on the dotted line in less than 4 weeks. Luckily I do not require a mortgage. Can I avoid the conveyancing searches to save money and time?

If.Given you are are a mortgage free purchaser you have the choice not to have searches conducted although no law firm would recommend that you don't. With plenty of history conveyancing in Catford the following are examples of what can arise and adversely affect the marketability of the property: Enforcement Notices, Outstanding Charges, Overdue Grants, Road Schemes,...

I am buying a new build flat in Catford. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Catford

Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. There must be mutual enforceability of lessee’s covenants. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?