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Find a St Johns Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in St Johns? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your St Johns transaction at risk of delay or failure.

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Recently asked questions about conveyancing in St Johns

Why would one use a St Johns conveyancing firm given that web based alternatives are so much cheaper?

By all means make sure that you scrutinise conveyancing costs in St Johns and you should seek a reasonable fee calculation but don’t be focused with scouring the internet for the cheapest St Johns conveyancer. Finding the right conveyancer can be the difference between a seamless and a frustrating move. It is important that you ensure that you have expert guidance from a specialist conveyancer. Emails can't replace a phone call and can never replicate a one to one appointment. Our partner firms will allocate you a qualified and trusted conveyancing solicitor that will deal with your conveyancing from beginning to end, providing a level of personalised service that you are unlikely to received from an web based conveyancer. He or She will inform you as to progress making sure that you are never in the dark. If you ever need to call the office you will know who you need to speak to and we'll endeavour to make sure that you are kept fully informed.

I require conveyancing for an apartment in a fairly new development (five years built) in St Johns. Almost all the flats are already occupied. Is it really necessary to order conveyancing searches for my conveyancing in St Johns?

You are putting yourself at risk in failing carrying out St Johns conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying mortgage free there is no legal requirement to have them, but we would strongly advise in no uncertain terms that your lawyer conducts them. If speed and driving down costs are top of your concerns you should consider with your solicitor about the options such as contingency insurance available to you

I'm purchasing my first flat in St Johns with a mortgage from Yorkshire Building Society. The developers would not budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent advised me not disclose to my conveyancer about this extras as it could affect my loan with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Estate agents have just been given the go-ahead to market my basement flat in St Johns. Conveyancing has not commenced, but I have recently had a yearly service charge invoice – should I leave it to the buyer to sort out?

Your conveyancing lawyer is likely to suggest that you should discharge the service charge as usual as all rents and service payments will be apportioned as part of the financial calculations for completion monies, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

I have attempted and failed to negotiate with my landlord to extend my lease without any joy. Can the Leasehold Valuation Tribunal adjudicate on such matters? Can you recommend a St Johns conveyancing firm to help?

if there is a missing freeholder or if there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the First-tier Tribunal (Property Chamber) to arrive at the sum to be paid.

An example of a Lease Extension case for a St Johns residence is 73 Walerand Road in August 2012. the result of the findings of the Tribunal led to a premium to be paid for the extended lease in respect of Flat 73 in the sum of £10,040. The premium applicable in respect of Flat 85 was £5,710. This case affected 2 flats. The unexpired lease term was 72 years.

I am considering instructing a web based conveyancer ahead of a St Johns conveyancing practice. Am I making a mistake?

Advantages do exist in having the option visit a local St Johns conveyancing solicitor such as

  • signing documents same day
  • getting one on one explanations of things that you need help with
  • the ability to complain if things go pear-shaped

When comparing estimates, look carefully for hidden extras. The majority decent St Johns high street solicitors give an all-inclusive figure. Often online companies seem to offer cheap fees, yet have burried 'extras' in the small print.

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Neighbouring Locations

Deptford
New Cross
St Johns
Lewisham

Find out more about how flying freehold can affect your the value of a property.