I am getting a mortgage with Lloyds. I would like to employ the services of a Licensed Conveyancer in Hither Green. Does the Lloyds Conveyancing panel include Licensed Conveyancers?
The Lloyds conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
What is the difference between a licensed conveyancer and conveyancing solicitor in Hither Green
Two types of professional can conduct conveyancing in Hither Green namely CLC regulated conveyancers or solicitors. Both professionals provide conveyancing services that you need to complete the sale or acquisition of property. They are both required to execute Hither Green conveyancing on similar quality and guidelines so you may be safe in the knowledge that your conveyancing will be properly administered and that all necessary procedures will be correctly attended to.
I am currently in the process of buying my council flat in Hither Green. I have a mortgage agreed with HSBC. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with HSBC, you will need to appoint a solicitor on the HSBC conveyancing panel.
After weeks of negotiation I have agreed a price on a house in Hither Green. My mortgage broker recommended their conveyancers. I paid an advanced payment of £200. Soon after, the conveyancing practitioner called me sheepishly admitting that they were not on the Coventry BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Coventry BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Hither Green?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Hither Green. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am buying a new build flat in Hither Green. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Hither Green
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please supply a car parking plan. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
My fiance is purchasing a shared ownership flat in Hither Green. He has received an estimate by the property lawyer connected to the estate agents and it came to £1250 . It was 7 years ago since I sold and purchased a house and the fee was £500. Have charges really gone up that much?
You should visit two or three local Hither Green conveyancing solicitors requesting prices. It is advisable to base your choice not just on cost, but on promptness and on how comprehensive the response was.